First consumer finance firm expected to open 51

Yesterday, we reported the first batch of 3 consumer finance companies in China to obtain approval for the preparation.　　Our correspondent learned yesterday that the first consumer finance company is expected to open in 51 this year. Reporters in Beijing to understand that the bank has begun to recruit excellent business from the backbone of the country, from abroad to introduce some financial experts, the business planning, and strive to open as soon as possible operation.　　Bank of Beijing: We will design the system well we hope to be successful in the first half of the year, we also speed up the pace, we hope that during the May 1 holiday to let residents of Beijing to enjoy this financial fast and convenient service. The head of the Bank of Beijing said that the main scope of the operation of consumer finance companies is to deal with personal consumer durables loans and general purpose personal consumption loans, the amount of loans can not exceed the personal monthly salary of 5 times times. Interview: The important thing is consumer loans for durable goods, durable goods have a specific purpose, for example, you see a mobile phone in the big, you can apply for a loan, we will in a very short period of time, there may be one hours we hope not more than a day after the reply, you can then this phone back, this money is allocated to the big,　　Consumer finance companies to pay, which is the whole business of the process. With regard to the interest rate on loans to consumer finance companies, the head of the Bank of Beijing said the pilot scheme did not specify interest rates, and that consumer finance companies would set their rates according to risk pricing, depending on the applicant, or even on the basis of the difference in purchases, but not more than 4 times times the central bank's