First-line City commercial Housing Limited purchase

Guangzhou measures the most severe policy effect is not yet clear to October 15, the Canton issued limited purchase order, Beijing-Shanghai wide four first-tier city of all the implementation of limited purchase, of which, Beijing Limited purchase order issued the most rapid, Guangzhou, the latest, but the most severe.　　In addition, Hangzhou, Wenzhou, Sanya, Haikou, Tianjin, Xiamen, Chongqing and so on almost all the key second-tier cities have introduced a similar policy.　　The restrictions on purchase orders in Guangzhou, Guangzhou household and resident non-household registration family can only buy a new set of commercial housing, can not provide a year of tax and social security certification of foreign families can not buy commercial housing in Guangzhou, but also issued a strict differential commercial mortgage policy, these provisions are basically the same as other one or two-line city restrictions on purchase orders. However, Guangzhou further proposed that people under 18 years of age can not buy a separate commodity housing, as well as the suspension of the third Suite Provident Fund loans and other measures, at the same time, the Housing Provident Fund also synchronized differential credit policy. Guangzhou deputy Director of the Housing Bureau, spokesman Huang Wenpo at a news conference, said, "We believe that minors to buy a commercial house is unreasonable demand, is a kind of advanced consumer demand, such consumption should be suppressed." "In addition, Guangzhou's purchase order will be implemented immediately from the date of enactment."　　Among them, the new house transaction time in accordance with the date of the network signed, second-hand housing in accordance with the Housing Bureau business Collection time to determine, there is no buffer period.　　September 29, the three ministries issued a joint document to raise the first payment ratio and other new policies, Beijing, part of the sales office said that banks and Provident fund departments have not received official documents, it is not clear how to determine the date of implementation of the deal, at present, Beijing's major properties have not forced to increase the down payment October 12, 13th, Guotai invited Beijing, Shanghai, Shenzhen, Chongqing, Wuhan, Xi ' an regional market sales agent responsible for the regional market sales, policies and prospects for interpretation.　　Participants said that in the early days, the local market is relatively protected, the policy is relatively loose; the recent policy intensified, in addition to some cities issued restrictions on purchase orders, restricted off-site home purchase, three sets of loans have been implemented. Wuhan, Xi ' an and other parts of the city people said that the overall government policy is relatively moderate, there is no "9 29" after the rules.　　But the credit policy has been implemented, the limit purchase order will not come out, the off-site purchase credit has been implemented, but the bank still has a certain operating space. For the effect of the purchase order, the participants revealed that, in addition to Xi ' an, the rest of the city's current sales do not fully reflect the policy effect, sales will continue to shrink.　　At present, only a small decline in sales, and a structural situation, the poor area of the impact of a better location or good brand developers sales impact is not obvious. In addition, the Beijing market is more optimistic about the future; Due to the large area of the old City renovation led to the continued large number of relocation demand, the market is relatively optimistic; Shanghai, Shenzhen region believes that sales will be significantly lower in the short term, there may be two of bottom, sales shrinkage will be lower pressure; Wuhan region believes sales will fall later But house prices are expected to be flat. (Li Shen)