"Originally wanted to change the big, can sell the hands of the House to buy again, the bank will not be identified as a second suite and let me down payment 50%?" I don't have that much money. "Mr. Zhou has been worried about the problem of two down payment for two days." April 30, "Beijing 12" Boots landing, which "the same family limited to buy a new house" of the New Deal, was the industry exclaimed as "capital of high house price killer." Regarding the restriction purchase stipulation, this reporter consults the industry expert to know, is calculates from May 1, as long as the name has no room, buys the house to still calculate the first set. Beijing Real Estate Industry Association, Deputy Secretary-General Chenzhi told reporters, "the same house" refers to both spouses with a minor child, from now on can only buy a new house or second-hand housing in Beijing. Of course, if this suite belongs to two suites, three suites, will be compared to other provisions, the implementation of the second House mortgage policy, three suites will not be loans. If the child has reached the legal age of majority, it can be separately alone, even if it is not divorced from his or her parents ' account, and in order to purchase a separate house for himself as a family. For the two suites, three suites of the identification, the implementation of the "recognition of the house is not a loan" principle, that is, not in the bank's loan records, but according to the actual number of houses currently owned by the family as a criterion. In other words, for homebuyers with improved sexual needs, even if they had previously bought a house through a bank loan, in the "big change" before the first suite sold, then, to buy "large house", as long as the name has no real estate registration, still calculate the first home, you can enjoy a down payment 30% and the benchmark rate of the first bank loan policy. The same reason, even before the entire purchase of the house, as long as the current still in their own name, and then purchase even two suites, three suites. Chenzhi deliberately stressed that the new deal is to be implemented from May 1, to the public before May 1 to buy the "stock room", to take "bygones be forgotten" principle. In other words, whether you bought 10 suites before the new deal, or a set did not buy, "Beijing 12" after the implementation of a family can only in Beijing to buy a newly-developed house or second-hand housing. Outsiders in Beijing, but also to comply with the new restrictions on procurement. Zhaoying
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