Focus on "bear child" pocket money, Mobile bank Osper 10 million

Osper is a British start-up company focused on providing banking services to children. It now has a 10 million-dollar investment from SoundCloud and Etsy, the investment agency that has invested in it, and is currently serving only in the UK.

Osper a market that most banks ignore-minors. Minors do not have their own financial resources, but they also have their own spending habits, and there will be financially powerful parents in the back to pay for their consumption behavior. In addition, the consumption habits of minors are not mature, for parents, also need a suitable way to supervise the children's consumption, aiming at the two pain points, Osper was born.

Osper specifically provides services through apps. Parents can use app to pay for their children's pocket money, and they can automatically recharge their children's accounts at a certain frequency. When children have excessive consumption behavior, osper can also allow parents to actively lock the child's account, limit consumption. And for children, using Osper can receive pocket money from their parents anytime and anywhere, eliminating a lot of trouble, and because Osper Support online and offline (entity prepaid card) payments, children are also very handy when using Osper.

When it comes to the big kill device for bear children, it is that Osper will display the child's consumption behavior on the parents ' app in real time and have the notification function. Children who want to buy something weird, you have to think twice before you do it.

Osper seems to focus on a very small market, but the potential behind the market is unlimited. For Osper, as the first bank account in the children's life and the first "bank card", this behavior itself will help Osper to gain lasting influence, after these children grow up, the user habit that is cultivated by Osper will become the entrance of Osper to expand other business.