Domain name mortgage loan to domain name a standard birthright

&http://www.aliyun.com/zixun/aggregation/37954.html ">nbsp; Recently, in response to the disaster reconstruction of Sichuan Wenchuan earthquake, especially for the disaster reconstruction of the small and medium-sized enterprises, our country's intellectual property experts put forward a kind of help policy called "Intangible asset Mortgage". Specifically, for private small and medium-sized enterprises in real assets of serious or total damage, unable to provide financial institutions with the status of mortgages to obtain loans, for such an earthquake-stricken enterprises, banks allow the enterprise has registered a valid domain name, trademarks and other intangible assets as collateral, by the financial institutions for their assessment after the valuation of collateral, In order to achieve the private small and medium-sized enterprises to provide loan support, help the disaster area enterprises rally.

If the policy can be implemented, to the domain name, not only with the brand resources such as corporate trademarks of the same recognized value, and the domain name as intangible assets, with the enterprise's physical assets enjoy the same treatment. Of course, the current policy is actually only expert advice and appeal, out of concern about the domain name economy, here I would like to analyze the problems of domain name Loan Mortgage and the feasibility of implementing the policy.

1, domain name is the enterprise valuable assets?

First of all, although the domain name is only an intangible asset, but because the domain name in the Internet has the uniqueness, is the Internet, others can access your only number, so the domain name is valuable. We have been widely reported in the media in recent years, many domain name lawsuits, and most enterprises to protect their domain name resources are not violated by the protection measures taken, you can see that for the Enterprise domain name is a wide range of recognition. In addition, in the reality of the ubiquitous domain name trading transactions, domain names such resources as the enterprise's valuable assets is no problem.

Over the years, the Internet has been spreading a message: According to an offshore media survey, about 82% of companies surveyed believe that losing domain names is more damaging than losing a company's CEO. This also shows the importance of the domain name for the enterprise. and enterprises for their own domain name, generally have a certain spread and use, not only built a website, but also carried out the promotion, and so on, these let the domain name over time continuously add value.

So it seems that the domain name as collateral for bank loans, should not be a problem.

2, the value of the domain name evaluation, may be financial institutions and enterprises to face a common problem

The value evaluation of domain name may be a difficult problem that financial institutions and enterprises need to face together. Enterprise Domain name, because the enterprise in the use of the domain name publicity and promotion, and so on, will inevitably result in the value of the domain name of the enterprise's recognition of higher. After all, the domain name is only an intangible asset, the bank as collateral to give the enterprise loans, more than the physical assets of the mortgage to bear greater risk. In addition, the value of domain name assets have a lot of volatility, simply said that the business situation on the value of the domain name assets have a great impact, to a certain extent, the value of the domain name and the development of enterprises tightly bundled together, both rapid value-added, may also be rapidly devalued. Furthermore, both parties may need specialized Third-party domain name agencies to intervene, after all, banks and enterprises do not have the authority to assess the value of domain names and qualifications.

3, foreign already has the case of Domain name mortgage loan

There are some cases of foreign domain name Mortgage loan, which can provide some basis and reference for this policy. According to information, the U.S. National Court as early as 1999 has been the provision of domain names for property. As for the example of the domain name mortgage, our neighbour South Korea already has the example of practice. Moreover, as early as 2000, the Korean Industrial Bank has launched a domain name mortgage business. With domain-name mortgages, domain holders can borrow up to 10 million won.

4. The significance of Domain name mortgage loan

At present, the Domain name Mortgage loan, can solve the disaster area small and medium-sized enterprise financing difficulty effectively. Can help these enterprises to quickly resume production, to achieve self-help, thereby contributing to the reconstruction of the entire disaster area. And such a policy if implemented, the impact on the internet is also conceivable.