Foreign banks raise interest rates on first mortgage loans

Yangshui, the first financial daily, February 24, from Citigroup, Standard Chartered, East Asia and DBS Bank of foreign legal entities, learned that several banks have raised the first mortgage rates, the loan down payment ratio of not less than 30%.　　Among them, Citigroup and Standard Chartered Bank of the first set of mortgage interest rate of 90 percent, East Asia and DBS Bank's first mortgage rate is the same grade of the benchmark interest rate loans.　　The reporter also learned from HSBC related people that the bank is currently working on a new personal housing policy, the first set of lending rates are expected to float. In addition, Citigroup, Standard Chartered, HSBC, East Asia and DBS Bank's second set of loans continued to carry out a benchmark interest rate of at least 10%, down payment of not less than 60%.　　The third set of mortgages continued to be suspended. A foreign legal person bank related Personage said to the reporter, the loan business volume mainly is affected by the market transaction surface to be more, because the real estate market deals The cold talk, the bank's mortgage business also can have the decline.