Four lines denied that the administration stopped developing loans

Morning newspaper reporter Rough Zhang sa Duchen Qing China, agriculture, industry, building four state-owned commercial Bank of the main head of the headquarters, said yesterday morning newspaper reporter, "The administrative Stop development loan" rumor is not true, there is no suspension of real estate development loan business. Previously, media reports said, China, agriculture, industry, construction and other four lines in the end of October has stopped the new development loan approval.　　Among them, ICBC has completed the entire year's credit mission, including Beijing branch of the many branches have stopped the new development loans issued. According to the bank, the loan is a "flow" concept, not to say at a point in time to complete the year's goal, you can completely stop. Because the stock loan is kept returning, the loan space can be replaced to continue lending.　　Just because of the total amount of loans under control, near the end of the year, this replacement space than before there will be a certain narrowing. Morning newspaper reporter from a branch of ICBC learned that the real estate development loan has tightened, but there is no relevant administrative directives. Unless the special quality of real estate enterprises, it is difficult to obtain development loans.　　One bank insider pointed out that it would not be advisable to stop the development of loans, which could lead to a decline in future housing supply and ultimately to the stability of housing prices.　　ICBC Quarterly show that the end of the three quarter real estate development loan balance, compared to the end of the first half of the decline of 8.28 billion yuan, better reflect the national macro-control requirements. "At the end of the three quarter, AgBank has completed its annual credit assignment, and its headquarters and branches have largely stopped new development credits," the bank's officials said.　　Another AgBank told the Morning News reporter that the three quarter since the approval of housing development loans tightened, but did not completely halt. In the real estate control policy under high pressure, real estate companies in the three-quarter sales rebound, easing some of the financial pressure. Three quarterly data show that large listed housing companies at the end of the three-quarter book cash hit a historical peak, long short-term solvency is better than the semi-annual report.