Four lines of fast payment adjustment before and after the comparison

March 26, the Bank of China on the issue of fast payment limits, said that at present, BOC to pay the treasure account mainly includes two kinds of payment methods, one is online banking payment, and second, fast payment. According to industry practice, BOC has set the payment limit for the above payment method, the specific quota setting is: Online Bank payment: Single pen 50,000 yuan, quick payment: 10,000 yuan per pen, daily cumulative 10,000 yuan.

Previously, BOC's fast payment was a single pen 50,000, the daily cumulative 50,000.

The bank set the starting point and the destination of the payment limit of the transfer and transaction is the security of the clients ' funds. According to different payment methods, different quotas are mainly considered for their security authentication methods and levels. For example, BOC online Bank payment by the bank through the "double factor", "double Channel" security certification way to ensure the security of transactions, the payment limit is higher, and fast payment by the Third-party payment agencies through the static payment password and mobile phone trading code to complete the transaction certification, its security certification level is relatively low. Accordingly, the corresponding payment quota is set lower.