Four lines: The cancellation of mortgage concessions are not cut

In response to recent media exposure some banks of the head of the bank brewing to cancel the first suite mortgage rates 85 percent discount coverage, yesterday, the head of the four major banks said that most of the bank's mortgage policy is issued by the headquarters of the guidance document, according to the central spirit of the fixed interest rate floating zone, but the specific implementation of the provincial and municipal branches to determine their own, will not across.　　ICBC related Personage said, the head office should not request to cancel the 85 percent interest rate concession, but the bank's mortgage must match each place specific real estate regulation request, basically does not engage in across, some area preferential margin may be bigger.　　Bank of China head of the relevant departments said that the current BOC's personal mortgage policy, still in accordance with the provisions of the previous headquarters, and no new regulations issued.　　Agricultural Bank of China, a branch of the loan department, said that all the current in Beijing's Agricultural Bank, a down payment of more than 30% of the first suite of mortgages, can apply for a benchmark rate of 85 percent.　　CCB related departments, the current bank in Beijing's first set of mortgages, the minimum still can apply to 85 percent discount, but the other places slightly different, the need for concrete analysis. It is reported that since last week, including Nanjing, Shenzhen, Foshan and other land banks have raised the first mortgage rates to the benchmark rate, individual banks even raised to 1.1 times times the benchmark rate. Beijing Evening News Shenzhen First Suite interest rate is 1.1 times times the first set of loans to buy the first housing not only can not enjoy the interest rate concessions, and even to float to 1.1 times times.　　Reporter 19th from the Shenzhen Development Bank confirmed that the bank has been in Shenzhen to implement the first Suite rate 1.1 times times the new policy, but this policy has not been involved in Beijing, can still enjoy a minimum of 85 percent discount. Deep Development said that, in addition to Shenzhen, the first suites are still performing 85 percent discount. Tian Lu, deputy president of the agency Business Department of China Easy Security, said that in the current tightening of credit funds background, the bank's credit funds need to pursue greater profits, such as continue to implement 70 percent and 85 percent discount, the bank's profit space is limited, in the case of scarce funds, banks have the possibility and space. The trend towards the cancellation of the first set of mortgage rates is likely to spread to the Beijing market. Beijing