Fujian bidding investigation District bidding pour out members

In the coastal area of Fujian province, this is a kind of private organizations mainly collecting funds. A few years ago, there have been too many illegal fund-raising up to billions of of the "bidding" of the incident, this illegal fund-raising behavior has been banned by the government, but, not long ago, Fuzhou and a "bidding" fell, to participate in the bidding of the people lost their money. To get a specific idea.　　# #正文: April 20, the financial channel reporter received a report from the masses, came to the lake in Fuzhou Cangshan three-fork Street village, just to the community, the residents of the community can not wait to introduce the situation to reporters. Fuzhou Cangshan Lake Village Residents: "The money to her, handed over she ran away, and then rolled tens of thousands of pieces, the last day to pay tens of thousands of pieces and then run away." "Fuzhou Cangshan Lake Village Habitat:" Good regret ah, we sometimes want to die. Have complained "reporter learned that Fuzhou cangshan three Fork Street, the Lakeside village, about 300 families, this time a lot of people have participated in the" bidding. " This "bidding" organizer "will head" also live in their community, according to the agreement, a period of one months, each investment 100 yuan, will get 10 to 15 yuan of interest.　　Because the "head" and the residents here are old neighbors, are very familiar with each other, we will usually idle money, deposited in the hands of this organizer. Lakeside Village, Cangshan District, Fuzhou residents: "66,500, a total of so much money, I was cheated to go so much money" Lakeside village, Cangshan, Fuzhou: "I now in his inside more than 83,000." According to the introduction, this bidding has been in this community for decade years, has not been a problem.　　However, one afternoon one months ago, we suddenly found that the "head" of the house suddenly empty, only to realize that the "head" disappeared, causing the residents to panic. Residents of Lakeside Village, Cangshan, Fuzhou: "Do you want to come back when you cook? From the 7 point of view of the light is not bright, to 10 point the light is not bright, and then went to her house to knock, know that she fled" in the scene of the residents to show reporters will be a single show, they are cheated of more than more than 100,000 yuan, there are tens of thousands of dollars. "　　According to residents of the community, the total amount of this "bidding" was up to more than 2 million, and the majority of the people cheated were retired workers aged fifty or sixty. Fujian "bidding" investigation of "bidding" is rampant involved in the amount of huge (new) we may be the Fujian region of this "bidding" do not understand, this bidding also called "mutual cooperation", is a form of Fujian folk history of a spontaneous mutual financing. It is said that the earliest originated from the Tang and Song dynasties. The form of "bidding" is that people gather together to get public money through competitive bidding.　　There are used for business, but also for public welfare undertakings, but the continuous evolution of the process, this bidding began to become a part of the illegal financial fraud tools, and the impact of more and more people. The reporter learned that the initial "bidding" of Fujian folk, is a mutual aid for the purpose of the crowd organized a fraternity, relatively normative and transparent. ParameterAdd "Bidding" people are basically neighbors or friends, do not know people are generally prohibited to join. And historically, the scale of the traditional bidding is relatively small, the monogram amount is basically about one hundred or two hundred yuan, the number is also generally around dozens of people.　　But in recent years, "bidding" has gradually evolved into a money game for profit. Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "According to our understanding, some will head is not only a meeting, he has a lot of games, a end and then a has been done, and some will have been done for more than 10 years." In recent years, with the development of the economy, bidding marked more and more funds, Some people take advantage of the bidding lack of regulatory loopholes, the marked money into gambling or usury capital. According to the police, in the past few years, in Fujian province, as many as hundreds of people or even thousands of bidding is very common, and some "bidding" of the amount from the ordinary one hundred or two hundred rose to thousands of yuan or even ten thousand or twenty thousand Yuan. Such "bidding" often raise millions of dollars. But if someone does not rendezvous with money or the head of the situation, "bidding" the capital chain will break, the participants will not harvest.　　In recent years, the Fujian Police has also been a severe blow to the "bidding". Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "Once the phenomenon happens, ordinary people's money will be lost, and very few get back" according to Ningde Public Security Bureau statistics, 2008 received the "bidding" case 71, involving the amount of 45 million yuan, 2009 a total of 89 cases,　　Involved in the amount of 70 million yuan, not only the amount of the case is obviously accelerated, the amount involved has also risen nearly one times. Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "As we currently handle so many will, less 3 million or 4 million, more than 7 million or 8 million, the amount involved is relatively large, and then the number of people involved are more." "Fujian" bidding "investigation" bidding "why repeatedly banned (new) in Fujian province, in recent years, there have been too many surprising amount of civil bidding poured out of the situation, the State has expressly prohibited the existence of folk bidding. The police have been cracking down on the bidding, but reporters in the Fujian Ningde survey found that there are still nearly 70% families, still involved in some illegal folk "bidding". What is the reason?　　Our correspondent continued the investigation. The reporter learned that high interest returns are the main reason for inducing people to join "bidding". At present, our bank's savings current interest rate is 0.36%. But in Fujian folk bidding the lowest interest rate is also above 8%, the difference is 20 times.　　Therefore, the high interest of the drive many people continue to join the folk "bidding". Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "Because the bank contains hundreds of pieces of meaningless, do the words may save 750 (yuan), this month until I marked back, I will Chichi back, more objective, you deposit Bank 750 or 800, you will bring 1000 back? Nopossible. "Reporter in the investigation also found that bidding can profit, and its flexible and very big relationship, consumers to bank loans, banks are very standard, not for commercial housing mortgage, is a guarantee, such as clear financial management measures, and the approval is very strict, time will have to spend months." and the folk "bidding" lending, is a paper agreement, although not protected by the law, there is no legal constraints, but can quickly raise funds, for some people in need of funds, often chose this illegal approach. In addition, the bidding of illegal personnel sentencing too light, but also caused "bidding" repeatedly banned more than another reason. It is understood that the civil bidding in the treatment of illegal personnel, is currently in accordance with the 176th criminal law of illegal absorption of public deposit crime to be punished, for the general illegal personnel, basically within 3 years, even if the amount of huge, but also sentenced to 10 years.　　The punishment was too low to cause the illegal personnel to be fearless. Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "It is relatively light sentencing, so some will head a bit of drilling this loophole, I have no money I desperately bidding, mess, to the back, I poured out, the big deal is to sit a few years prison bar." "In the reporter's survey, also found a problem, even if it is a violation of the phenomenon, due to the lack of understanding, some Ningde even this bidding as a way of financing, some people even hold a welcome attitude.　　Even if there is a "bidding" phenomenon, they will think that this is only an example. Ningde Public Security Bureau Jiaocheng branch by the Investigation Brigade Squadron Leader Zhang Yongxing: "If there is a phenomenon, he may just hate these escape head, do not hate to do this way." "Bidding The reason why, in addition to the high interest bait, there are some gaps in the law, the local police said, the current illegal bidding, basically only for the" head "of the punishment, and the illegal members do not have any binding force. In addition, industry insiders also cautioned that local banks should moderately loosen the threshold for microfinance, lend more flexibly to small money, make it easier for people in need of money to borrow, and walk two of feet in legal and commercial competition, and folk bidding lose its soil. The interests of the masses can be more secure.