Government media 揭批 Bank charges 100 yuan deposit 9 years shrink 40%

"Caixin Net" (Comprehensive media report) 100 Yuan deposit 9 years only left over 60 yuan, because the bank deposit balance is not up to the specified limit will be deducted money. Recently, the market is increasingly questioning the bank's unilateral charge for the management of small deposit accounts.　　According to Xinhua news agency August 11, Beijing residents Qi Qing on February 29, 2000 deposit 100 yuan in the bank, to August 2, 2009 to the bank to sell households, has not moved the 100 yuan deposit has become more than 60 yuan, shrinking 40%. According to the report, the passbook shows that from March 21, 2006 onwards, the bank deducted 3 yuan per quarter. To August 2, 2009, total deduction of 14 a total of 42 yuan. The bank deducted 3 yuan each quarter to be related to the small account management fee levied by the bank.　　Bank of China Beijing Branch in December 2005 issued a notice, starting from March 20, 2006, the Bank of China Beijing branch began on average daily balance of less than 500 yuan (excluding) RMB general demand deposit account and a current account, a quarterly account management fee, each time 3 yuan. "Banks are starting from saving their own costs, have you ever thought about the interests of our depositors?" The Xinhua News agency quoted a Mr Huang, who worked in Shenzhen, as saying. Like the public Qi Qing, he saved 600 yuan in a joint-stock bank in Shenzhen in 2005 and found only 523.05 yuan when he took the money December 21, 2009.　　Mr. Huang said that many of the same workers, the income is not high, more than 1000 yuan per month wages, excluding living expenses, the money placed in the bank is often only hundreds of yuan. In recent years, commercial banks have been criticized for their unilateral increase in service charges.　　Xinhua quoted Guangdong Group Li Hong law firm lawyer Sheizic said that some banks in the absence of an agreement with the depositor to collect management fees, violates the contract law. The CBRC issued a notice to require the commercial banks to further standardize the service charges, the Bank of all services to the charge of the conduct of the self-examination and clean-up, found that the problem to timely rectification, the violation of the provisions of the charging items, to immediately stop the charges. At present, by the CBRC, the National Development and Reform Commission jointly drafted the "Commercial Bank service price management measures (draft)" has been issued by the commercial banks and local price authorities for advice.　　The draft of soliciting opinions stipulates that commercial banks shall not charge any fees for seven services provided by their clients, and that commercial banks should waive annual fees and small account management fees for some accounts. (Caixin reporter Ma Yuan)