Guangzhou plans to push Housing Provident Fund New Deal invites citizen experts to question

"Provident Fund is my money, why can't I do the Lord?"　　"These two days, the proposed adjustment of the Guangzhou Provident Fund to withdraw the new deal caused widespread public doubt." Reporter learned that Guangzhou is brewing Provident Fund policy major adjustment, include: Starting from July 1 this year, the Provident Fund will be able to extract monthly, but the account domestic demand retained for half a year, Provident Fund extraction all take the transfer payment, not to mention, to prevent fraudulent accumulation of provident fund, workers or spouses and minor children suffering from major illnesses caused by family life difficulties,　　may apply for the withdrawal of Housing Provident Fund; Buy a home from outside Guangzhou Housing Provident Fund, the purchase shall be in the employee's own domicile, workplace, or in the domicile of the spouse, work place.　　Guangdong Province and Guangzhou some deputies and CPPCC members have said that the adjustment of Provident Fund policy should fully listen to public opinion, limit the withdrawal of the original intention of the Provident Fund set up.　　This morning, Guangzhou Housing Provident Fund Management Center met with media reporters, the center director Xia Weibing said that the Guangzhou Municipal Provident Fund to stay six months to pay deposits "bottom" of the news, the official document has not been issued, to wait for the Provident Fund Management Committee to discuss the passage. The current situation of Provident Fund collection and utilization according to the Guangzhou Housing Provident Fund Management Center released 2008 Housing Provident Fund Collection, the use of the situation Bulletin, last year, Guangzhou (including Panyu, Huadou, Conghua, Zengcheng, excluding the Guangzhou Railway Branch Center business, the same below) new deposit units 3,125, Paid 301,300 employees, the new sum of 20.292 billion yuan, an increase of 15.79%. According to this estimate, Guangzhou six months of payment will exceed 10.1 billion yuan. That means it will retain more than tens of billions of dollars in cash flow for the Provident Fund Centre.　　And the previous data show that at the end of 2008, Guangzhou City Provident Fund paid a total of about 100 billion yuan. For the Housing Provident Fund extraction, The bulletin shows that last year, a total of 626,200 people extracted under the name of the individual Housing Provident Fund total 12.434 billion yuan, accounting for the total amount of 61.28%.　　In the personal Housing mortgage loan, Guangzhou last year, the total of 22758 employees issued a personal loan of 7.554 billion yuan, the loan amount increased by 17.19%, supporting the employees to purchase an area of 1.5465 million square meters, the new balance of personal loans 4.501 billion yuan, the year-end personal loan balance of 20.097 billion yuan. From July 1, 2007 to June 30, 2008, Guangzhou paid the payer a total of 1.074 billion yuan interest.　　2008, the Guangzhou Provident Fund to achieve value-added income of 515 million yuan, is expected to extract the loan risk reserves and management costs, can be turned over to the city finance for urban low-cost housing construction funds 423 million yuan.　　Public surprise withdrawal response to New Deal Guangzhou Brewing adjustment of Provident Fund after the new deal exposure, many people worry about the impact of mortgage repayment scheme and "surprise" to withdraw.　In Guangzhou a bank to handle Provident fund extraction business Mr. told reporters, he heard that the new Deal of Provident Fund adjustment, today specifically with the company to ask for a half-day leave, run to the bank will be Provident Fund account in all the balance out.　Reporter learned that Mr. Practice lives in the South China Sea, work in Guangzhou, the current account is also placed in Guangzhou, the talent market often he said, according to the New Deal, July 1, he is now the balance of the account will not be able to raise caries and since July to its purchase in Guangzhou before the Provident Fund can not be extracted, can only be dormant in the bank account. Mr. Training face to reporters blankly, originally in the South China Sea is because Guangzhou house prices can not afford it, is the last resort, the original want to have a provident fund, to help the housing as soon as possible. He sighed: "There's no change in the plan." I started to worry about my next month's bill. "Reporters in the bank to see, Shing window queue for the Public provident Fund extraction, they have expressed their frustration and doubts about the new deal:" Provident Fund is the money in their account, why out of so many thresholds, so difficult?　　"Experts questioned the accumulation of funds to withdraw the new deal forced to retain a six-month quota lack of policy basis. Very concerned about the Guangzhou Provident Fund new policy trend of Guangdong CPPCC Standing Committee Menghao that if the Guangzhou Provident Fund Management Center forced to retain a half-year deposit amount, in fact, is contrary to the establishment of Provident fund account original intention. "Housing Provident Fund is to provide a stable source of funds for the public to buy a house, the people spend their lives to buy such a room, wait until the real need to buy a house, but not to use, to formulate such a policy based on what?" "The representative of Guangzhou Municipal People's Congress and the Standing Committee of the Guangzhou of the dab Lu Qiming also clearly pointed out that the Guangzhou Provident Fund set-aside workers six months to pay deposits is" very unreasonable, "he is skeptical about this policy. "Now many young couples have to wait for a provident fund, and once the six months are retained, many people are going to borrow to repay the loan."　　"Lu Qiming that the Provident Fund management to draw up a new deal too hasty."　　The restriction of home purchase is contrary to the process of Pearl River Delta integration.　　For the Guangzhou Provident Fund in different places to purchase restrictions, Menghao pointed out that the Provident Fund policy could not be contrary to the Pearl River Delta integration process, the Provident Fund is the property of the people, should not restrict the public where to buy a house, and in this respect, there are too many disadvantages in the Provident Fund and Medical Insurance. To Guangzhou Housing Provident Fund Center released last year, the total amount of accumulated amounted to 20.292 billion yuan can be calculated, six months of payment will reach 10.146 billion yuan.　　In other words, the new deal will be the Provident Fund Center to retain more than tens of billions of cash flow. "What exactly does the Provident Fund Management department take the money for?" "The doubt hangs in the minds of every citizen.　　Lu Qiming pointed out that the management should be open as soon as possible the investment of Provident Fund and specific accounts, if there is a deficit will be resolved by the Government, and can not rely on the retention of Staff Provident Fund to "Peter Paul".　　Lu Qiming said that the Provident Fund policy involves the vital interests of millions of employees, management should fully listen to public opinion before issuing policy, such as holding hearings, and it is necessary to report to the NPC. Xinhua Guangzhou, June 16