Guangzhou temporarily did not tighten Provident Fund housing

Source: Internet
Author: User
Keywords Loans commercial banks provident funds suites
Tags customers starting the new
(Reporter Tian Guidan intern Yang Qiuoing) starting from 5th this month, Beijing Provident Fund began to tighten two suites and three suites mortgage.  In this regard, the Guangzhou Provident Fund Center Concerned said that the Guangzhou Provident Fund loan purchase policy as usual, whether it will tighten the two sets of mortgages to be the spike version of the property after the new deal. In the commercial bank two sets of loans tightening, three sets of housing loans, the Beijing Provident Fund housing closely followed by synchronous tightening.  Starting from 5th this month, Beijing to carry out Provident Fund loans to the first instance of the client, the household unit to calculate the number of loans, unified in accordance with more than 90 square meters, the loan number is 70%, 90 square meters, the loan number is 80%; the second is 50%; the third loan is cancelled. Does Guangzhou Provident Fund loan have the corresponding tightening?  Yesterday, the Guangzhou Provident Fund Center Concerned People said that the Guangzhou Provident Fund housing policy as usual, according to the relevant policies, as to whether it will tighten two sets of mortgages, to be a new deal after the spike version of the property after the landing. As commercial banks tighten their mortgages, some of the two-room buyers will turn to the Provident Fund. According to Guangzhou Yida Mortgage general manager Huang revealed that before the new deal, commercial banks to enjoy 70 percent interest rate concessions and Provident fund interest rates, but compared to commercial bank mortgage processing faster, so basically buyers have opted for commercial bank loans.  But after the introduction of the real estate policy, the situation has changed, basically can use Provident Fund buyers will choose to apply for Provident Fund loans, the overall ratio of about 10% increase. Guangzhou Provident Fund Center Concerned People said that the conversion from commercial banks to Provident fund mortgages will require a certain time to apply. The new deal so far, the center has not seen large-scale data show two housing loans to the Provident Fund loan.
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