Hainan Small loans to help farmers increase income per capita 210 yuan

This newspaper Haikou, January 5 (reporter Chen Weihuang, Marchen, Rochang) up to the end of 2009, Hainan Province More than 60,000 farmers have access to more than 1.2 billion yuan small loans, Hainan Rural credit cooperatives to benefit from the total number of small loans to 250,000 households.　　Farmers ' loans are hard to crack in Hainan. The Hainan Province Rural Credit Association, which was set up more than two years ago, is the only local financial institution Hainan Province at present. At the beginning of 2008, the rural credit cooperatives of Hainan province Qiongzhong County a pilot project to help the farmers increase their income by more than 40%. The rural credit cooperatives of Hainan province, based on Qiongzhong, set up a three-level microfinance agriculture network in the province, the city (county) and township (town), and openly recruited 300 university graduates, who were assigned to 204 townships in the province as a microfinance technician and loaned loans to farmers door-to-door. Tunchang County Maple Town Nine pull village villagers Linguimi, December 2008 in their own door for 4000 yuan credit loan. She relies on the money to grow 1 acres of balsam pear, a net income of 3000 yuan a year.　　Over the past two years, Hainan Rural credit cooperatives issued a small amount of microcredit 1.926 billion yuan, new loans to farmers 128,000 households, to help the loan farmers annual income of 210 yuan. The rural credit cooperatives of Hainan province carry out guarantee company guarantee, five households, civil servant one-to-one guarantee, salary guarantee and mortgage loan, etc. 5 kinds of guarantee methods. The new microfinance loan repayment rate is nearly 100%.　　At present, Hainan Rural credit cooperatives to break the balance of 20 billion yuan, loan balance breakthrough 10 billion yuan, are more than two years ago doubled. Hainan Rural credit Cooperatives launched a party member "double Belt rich" small loans, rural credit young entrepreneurs small loans, forest mortgage small loans, farmers professional cooperatives, such as small loans 12 loan products. Only small business loans in 2009 on the issue of 258 million yuan, 6,700 rural good faith youth benefited, and led more than 20,000 farmers together to increase income rich. Sourceph ">