Home buyers are raising interest rates

Every reporter Yang Yiqiang from Shanghai for the vast majority of home buyers who have applied for a mortgage, the December 26 rate hike, at least until 6 days after January 1 will formally implement the new interest rate.　　However, for some of the buyers who applied for a loan only after October this year, their interest rate hike has already begun, and some of them have been "raised interest rates" twice in a row this year. The main reason for these consequences is that the bank due to insufficient credit line, delayed November ~ December part of the mortgage, making some buyers anxiously waiting for dozens of in the future "was raised interest rate."　　As the first half of next year is likely to raise interest rates by two again, the buyers are likely to "be raised again".　　Earlier, Shanghai Lutheran Real estate analyst Zhu Pingping to the "Daily economic news" reporter revealed that in the two regulation after the introduction of the October, Shanghai has a part of home buyers because of the changes in the Bank mortgage policy, as well as the current credit indicators used up, received notice postponed the loan time.　　Yesterday (December 27), Zhu Pingping introduced, after November 15, some of the home buyers, so far has not been issued bank credit, which means that they have not started to repay the loan, has been "interest rate" once. According to her, the Lutheran real estate such customers probably accounted for all the buyers 10%~20%.　　Similar to what she said, Huang Wenyan, Senior loan management manager at Shanghai Yu-Cui Investment Management Co., said that about 20% per cent of homebuyers face a rise in interest rates that have not yet been repaid. Kai Sheng somewhat marketing manager Sun Yi said that 10 ~ December after the many buyers who apply for loans will encounter this situation.　　As the bank's credit targets have run out earlier this year, it is likely that these buyers will actually get loans in January-February next year.　　21st Century Real Estate regional analyst Huang said that the number of second-hand housing sold during the October-December was about 54800 sets. But demand for homes has not subsided as a result of interest rate hikes. Woo Granville and the property market, the joint release of data show that last week, Shanghai commercial residential transactions area of 367,000 square meters, the first week of the chain Rose 34%, reached the highest point since mid-October, even more than the "Gold nine silver ten" week deal level.