How to apply for a small secured loan

Key words: Apply for small loans ask: Who can apply for a small secured loan? A: With the "Re-employment Discount card" personnel, urban demobilized retired military personnel, fresh college graduates, overseas employment, urban registration of the unemployed, through entrepreneurship training graduates, into the urban self-employment, self-employed rural workers, and in line with the conditions of the loan personnel to organize employment, The partnership operation Enterprise and the labor-intensive small enterprises, which can absorb the stipulated proportion of laid-off workers and demobilized retired servicemen, can apply for the support of small guarantee loans. Q: I am self-employed and would like to apply for a small secured loan, what materials do I need to prepare? A: Those who meet the loan requirements are required to submit the following materials (in two copies): 1. The business license is positive, copy and photocopy; 2. Legal and valid identification and photocopy of the applicant for the loan; 3. Proof of valid documents for persons in accordance with the conditions of the loan ("Re-employment Discount certificate", effective documents for demobilized servicemen in urban and rural areas, Diploma in Technical Secondary School, employment registration certificate of unemployment, "temporary residence permit") and photocopy; 4. Legal and valid proof of identity and photocopy of the guarantor; 5. The loan applicant and the anti-guarantor recently two inch color photos each 2; 6. Business Premises Housing title certificate or housing lease contract and photocopy; 7. Side (the photo should have loan applicants and backyards) and in-store photos each 2; 8. Loan applicants such as the operation of special industries need to be submitted to the "Special industry business License" and a photocopy; 9. Loan Applicant Badge 10. Other materials deemed necessary by the guarantor and bank operators. Key words: Small loan Quota Q: Our company wants to apply for a small guaranteed loan, what is the amount of the loan we apply for a small guarantee? A: (1) An enterprise that organizes employment or partnerships for persons who meet the conditions of the loan, according to the number of employed persons, the guarantee institution and the managing bank can agree on the amount of 20,000 ~5 million loans per capita, and the specific loan amount shall be agreed between the guarantee institution and the handling bank. (2) to meet the loan conditions of labor-intensive small enterprises, according to its actual recruitment of people who meet the conditions of the loan, reasonable determination of the loan amount, the maximum of not more than 1 million yuan. Q: I am self-employed, what is the amount of a small guaranteed loan? A: To meet the loan conditions of individuals engaged in self-employed, the small amount of guaranteed loans in the general control of about 20,000 yuan, for the development prospects, have repayment capacity of the operation of the project, its loan limit can be relaxed to about 50,000 yuan. For those who meet the conditions of the loan to organize the employment and partnership business, according to the number of placement of workers, according to the 20,000 ~5 per capita standards, depending on the actual needs and repayment capacity to expand the loan limit. For each city state (including Yanji) has been supported by the microfinance policy, and the regular repayment of the personnel, the second application for small secured loans, the maximum amount of loans to 100,000 yuan. Key words: Interest rate Q: I would like to apply for a small guaranteed loanSupermarket, how much is the interest rate? A: The interest rate of small guaranteed loans is in accordance with the same grade loan benchmark interest rate promulgated by PBC