ICBC insists it will not stop lending

Source: Internet
Author: User
Keywords Bank loan credit ICBC
Tags bank credit control credit economy key market media media reports
⊙ journalist Li Dandan but there for the 0 edition 陈羽 January, the number and pace of credit delivery by various banks is widely concerned by the market.  In this regard, the head of ICBC said 27th, ICBC will neither surprise lending, nor stop lending.  The official said that ICBC has always adhered to prudent credit policy, according to the National macro-control policy and the real economy of the reasonable capital needs, as well as its own risk management capacity, a reasonable and balanced increase in credit delivery, neither surprise lending, nor stop lending. According to relevant media reports, January bank credit has been more than 1.45 trillion, approaching the beginning of last year's lending volume.  Some of the local branches of the state-owned big banks have stopped lending this month, and a joint-stock bank continues to issue loans, but daily reports are needed, according to news from some branches of the bank. For the first half of January, ICBC explained that the loan growth rate is faster than in the middle of January this year, due to the country's construction and continuation of the project withdrawals more concentrated, the bank loans slightly faster, but less than the same period last year, the increase. Since entering late, the loan growth rate tends to be flat due to the accumulation of the stock loan concentration and the credit card overdraft settlement.  These are all normal, said the official. According to this person, ICBC this year in the loan investment, will adhere to the "keep control" principle, focus on meeting the country's construction and continuation of project follow-up funds needs, to ensure the smooth development of national key projects, to support key industries and key areas of restructuring and revitalization, continue to increase the credit delivery of small enterprises,  Promote the healthy development of consumer credit business, at the same time, strictly control the new project loans, strictly limit the "two left" industry credit. Prior to this, the reporter learned from the source, in January this year, after the first to second week of faster credit, in the relevant window guidance and some banks themselves adjust the speed of credit, the third week of new credit in the scale of the first two weeks there has been a significant decline. According to industry insiders expect this week's new credit will continue to maintain the trend last week.
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