ICBC to double the number of charges under the alleged Overlord clause

Lawyers said that depositors and the bank had established a savings contract, the two sides are contractual relations, but ICBC only through the unilateral announcement of the way, did not go through the negotiations between the two sides without authorization to raise the fee standards, is a clear breach of the rights and interests of consumers, is a overlord clause.　　ICBC recently issued a notice to adjust the 23 personal financial business fees, in which most of the project fee standards for the implementation of the increase, some of the project fee standards Rose 100%~150%.　　According to ICBC posted on its official website of the adjustment of personal financial business fee standards announced that the scope of the fee adjustment covers 23 individual day-to-day financial operations, including remittances, remote deposit and withdrawal, credit certificate, comprehensive statement, foreign exchange remittance.　　The cost of access to remittance services soared in some deposits, withdrawals and remittances business, ICBC adjusted tariff upper and lower standard than before the rise of 100%. In the case of personal deposit in different places, the charge before the adjustment is "0.5% of the amount of deposit, a minimum of 1 yuan per sum, the highest 50 yuan per sum"; The adjusted fee is "0.5% of the deposit, a minimum of 2 yuan per sum, with a maximum of 100 yuan per stroke."　　"Personal withdrawals of the charges are also from" the amount of money received by 1%, the minimum of 1 yuan per pen, the highest 50 yuan per sum, adjusted to "the amount of money received by 1%, the minimum of 2 yuan per sum, the highest per 100 yuan." For the remittance through-train business (in-line and Trans-bank remittance), the charge standard from the "remittance amount of 1% charge, the lowest 1 yuan per pen, the highest 50 yuan per sum", adjusted to "by the amount of 1% received remittance, the minimum of 2 yuan per stroke, the highest of 100 yuan per The fee gap is also starting to get bigger than other banks.　　For example, China Merchants Bank counters in different places ordinary remittances, the standard fee is "1% of the amount of remittance, the minimum 1 yuan, the maximum of 50 yuan."　　However, ICBC has reduced the cost of transferring and transferring self-service equipment, formerly the "Same counter charges", and now "90% of the charges on the counter." For foreign exchange remittance remittances, formerly unified by the remittance amount of 1% charges, the minimum of 20 yuan, the maximum of 200 yuan.　　Now to remit, according to the amount of remittance 1% received, the minimum of 50 yuan, the maximum of 260 yuan, plus the charge of telecommunications, postage (if any). Other fees and charges increase the standard of other fees and charges in ICBC is also rising sharply. For example, ICBC's "Personal deposit certificate" business charges, from "20 yuan per copy" adjusted to "50 yuan per copy", up 150%; the "personal loan certificate" of the fee standard, from "50 yuan per copy" to "100 yuan per copy", Rose 100%; "Personal credit card certificate", from "every 50 yuan , adjusted to "100 yuan per copy", Rose 100%.　　And AgBank, CMB's "personal deposit certificate" is 20 yuan per copy. The announcement also said that the previous "incomplete defaced currency inventory" project, the original does not charge, and now adjusted to "the relevant provisions of the People's Bank of the incomplete defaced currency, 200 pieces (pieces, excluding) The following free, 200Zhang (pieces, including) above the minimum of 5 yuan, each additional 100 pieces (pieces) plus 1 yuan. "Lawyer: Other banks are afraid to follow up ICBC in the announcement that the adjustment of personal financial project charges is to" provide more preferential, quality service ", the principle of adjustment is to strengthen services, take into account the cost, so that you can enjoy a safe, convenient and efficient personal financial services. The reporter interviewed the public welfare lawyer Dong Zhengwei. Dong Zhengwei said that because the domestic banks have the same quality of operation, ICBC fee increases, "the next year or two, it is estimated that other banks will do so." "Dong Zhengwei said that depositors and the bank had established a savings contract, the two sides are contractual relations, but ICBC only through unilateral announcements, not through consultation on the unauthorized increase in the fee standards, is a clear default; In addition, ICBC unilaterally changes the content of the contract, set the minimum and maximum charges,　　After the simple announcement to implement the contract content, infringement of consumer rights and interests, is the Overlord clause. Yesterday, daily economic news reporters randomly visited several banks that said they did not plan to raise fees for individual financial business projects.