If you can't beat it, just get involved.

Hui Fu Fund Liu Jingwen with the stock market this year's "small spring" market, Shanghai Composite index than last October 28, the lowest point of 1664 has rebounded about 1000 points, the rebound amplitude of 60%. With this round of market rebound, the fund, especially the index fund performance eye-catching. Galaxy Securities Fund Research Center data show that as of May 15, the standard index type and the general index of two types of funds in the last 6 months, the average yield of more than 60%, the performance is not only better than the active management of stock funds, but also beyond the market performance.　　Financial experts pointed out that the index fund can not only as a weapon to rebound, but also the ideal tool for long-term investment. According to the Morningstar Information study, in the 20 years from 1985 to 2005, the average annual income of US mutual funds was 3.9%, while the S & P 500 index grew by 11.9% in the same period.　　In the long run, index funds can beat more than 70% of the active funds. Not only in foreign markets, index funds can overcome the majority of active funds for a long time, in the Chinese market also show the same situation. In the 2006 and 2007 wave of Great bull market, less than 20% of the active funds were able to beat index-fund yields.　　According to the Galaxy Securities data, 2006 and 2007 index funds average yield of 125.87% and 141.45% respectively, far more than other products to become the most money-making fund varieties. What if investors are investing on their own initiative? According to the media survey, a large number of investors have lost their investment every year, even in the great bull market of 2007, 37.66% of the investors lost. In stark contrast to this, as of May 15, 2009, the Shanghai Composite Index, the 19-year yield rate of up to 2,645%, is the world's fastest-rising index.　　In this respect, financial experts pointed out that "can not beat simply participate", since the active investment is difficult to beat the index, investors than the direct long-term investment index funds, participate in the market to share the long-term upward "bias" to bring more definite long-term benefits.　　Financial experts also point out that index funds are also a good choice for investors who plan to achieve asset appreciation through the way the fund is invested.　　From the angle of investment volatility, as a passive investment tool, index fund is the most directly affected by the market fluctuation, its exponential investment income strictly follows the market fluctuations, this kind of high volatility investment product can reduce the risk by regular casting, and the effect is easier. Judging from the discipline of Securities selection, index fund is the most investment-disciplined fund product, and it constructs the portfolio strictly according to the target index. The combination of regular investment and index funds can strictly implement the investing discipline from the two aspects of timing and security selection, so as to achieve the mutually beneficial investment effect.