Industrial Bank: Continuously optimize asset structure to raise asset income level

Industrial Bank should combine the National macro-control policy, rationally arrange the pace of credit, optimize the asset structure, and continue to increase the national demand for domestic key construction projects, energy saving and emission reduction loans, SME loans and retail loans tilt, innovative development of asset business varieties, and further improve the level of asset yield.　　This is Societe Generale Bank President Li Renjie in China Securities Network held in the online roadshow activities, and later the media meeting to do. It is understood that Societe Generale will be the 24th of the registration date, in the next five working days for all investors to implement 10 shares with 2 shares, according to its 5 billion shares of total capital, is expected to total raise capital of not more than 18 billion yuan. Li Renjie said that once the rights issue was successfully completed, the company's capital adequacy rate will reach 12%, the core capital adequacy rate reached 9%, to support the company's future two business development needs.　　He also said that after a further reduction in the capital adequacy ratio, Societe Generale, on the basis of doing a good job of traditional business, could also expand the non-credit business, such as corporate bonds and trust assets, which occupy capital and yield relatively high. In the face of this year's macro-economic situation and the policy situation has changed greatly the new pattern, the Industrial Bank business model will be made to adjust the problem, Li Renjie pointed out that Societe Generale to adhere to the deposit and loan business and value-added services, in the steady development of traditional deposit and loan business, vigorously develop high-tech content, The high value-added intermediary business, the financial management business, as well as the less capital consumption of the retail business, gradually dilute the business development and profit growth on the capital dependence, reduce the traditional mode of excessive credit expansion, to achieve the overall business, coordination and sustainable development. According to him, Societe Generale this year's operating objectives have been clear, that is, the total asset size, the general balance of foreign currency deposits and foreign currency loans to increase the balance of 22%, 27% and 22% respectively, and the year-end non-performing loan rate, in accordance with the "level five classification" caliber, control within 0.58% (before the write-off).