Industry events in analysts ' eyes

Source: Internet
Author: User
Keywords Analysts think that internet finance

The 2013 is a year of innovation and exploration in the field of science and technology, and the hot words, such as aggravating, joining, competition and so on, are common to construct the industry ecological picture.

2013

Balance treasure to disrupt the traditional financial industry

June 13, 2013, Alipay online balance value-added services-"balance treasure", since then various names with "treasure" of the financial products with the fiery launch, the net sales fund began a succession of "Rob money" activities. Baidu hundred Hair, Yi Bao, demand Treasure, cash treasure, profit treasure and other financial wealth management products are immediately online.

Industry Impact:

CIC Consultant IT industry researcher Wang Ningyuan that the Internet finance as an important extension of traditional finance, absorbing social idle funds fast and convenient, is an important supplement to the current financial products. But the Internet financial platform requirements are higher, and the return on investment needs to be more stable, if the investment market is bad in the case of internet finance will face greater risk.

It commentators Zhang Shule that internet finance is "cock silk" reverse attack, for a time, the internet finance by virtue of convenience, fast, the advantages of higher profits to erode the bank and other traditional financial services under the group of users. "It's not a very technical thing to be accurate, but it's a stressful thing for traditional finance," he said. ”

Electric dealer retailers join hands O2O

2013 general Merchandise industry to achieve transformation consensus, layout O2O by many enterprises. Suningyun Business first proposed double line fusion, the same price sales. Yintai department store also from a variety of channels at the same time layout, such as the positioning of micro-letter platform, "Double 11" during the day to work with the cat promotional.

Industry Impact:

Li, chief network analyst at the Analysys think-tank, said Ali Double 11 and Yintai launched linkage, coupled with the previous investment in High German map into the offline physical store drainage, as well as micro-letter opening micro-payment shows the 2013 giant to the O2O layout of the acceleration, line online integration has become a trend of retail business change. Ali and other platforms have risen from the original information services to the transaction to achieve, with commercial data as the basis for the formation of commercial closed-loop so that the traditional merchant began a positive transformation, the giant platform value doubled, the profit model from display advertising to effect advertising.

Pangminli, an assistant analyst at China E-commerce Research Center, says O2O needs plenty of businesses, customer resources, secure payment tools, and the Internet and mobile interconnection infrastructure. At present, the O2O profit model is not clear, the electrical business at the expense of the retailer's interests in exchange for the user is difficult to obtain the support of retailers, line online under the integration of the road needs to be continuously improved. While online travel takes a certain share of the market through price wars and at the same time sacrifices some of its profits, price warfare is now the most powerful means of competition.

Micro-letter 5.0 released to launch micro-credit payment

August 5, 2013, micro-letter 5.0 launched micro-letter payment, with 600 million micro-letter users with the force of mobile payment, prompting Third-party payments enterprises into the layout of mobile payment function.

Industry Impact:

Chanhaili, assistant analyst of Internet Finance Department of China Electronic Commerce Research Center, pointed out that China's mobile payment mode is broadly divided into remote mobile payment clients such as micro-letter payment, Alipay Wallet, mobile phone card reader payment such as Lakara, traditional SMS payment such as mobile phone wallet, Silver Messenger, mobile near-field payments such as NFC 2013 Micro-letter 5.0 released and then with 600 million users to launch the micro-credit payment function, September 25, Alipay and other 17 Third-party payment agencies have been paid by the Cross-border payment license, which means that in 2013, the bat-represented giants in the entrance, platform, eco-strategic competition upgrades.

Li, chief network analyst at Analysys think-tank, believes that the current focus of micro-credit payment is to build the application scenario, pay treasure to accelerate the development of mobile payment users, the future of mobile payment to create business transactions closed loop, mobile wallet will become a personal financial portal.

Adding "right of regret" in new method of elimination

October 21, the fifth meeting of the NPC Standing Committee held its first plenary meeting to pass the amendment of the Law of elimination, add a minimum of 7th return of the Cooling-off period to give consumers "regret right", the punishment of false publicity will be from the "back one loss one" appended to the "refund a loss of three", the electric business platform as a third party also bear limited liability. The amended Consumer Rights Protection Act will be implemented from March 15, 2014.

Industry Impact:

Yia Jianfang, an assistant analyst at China's e-commerce research Center, said 2013 electric dealers created one after another sales myth, "double 11" Ali 35 billion of the turnover, breaking the record since history. In the near future, a law entirely against electronic commerce will come out.

2014 outlook:

Internet TV becomes new blue sea

CIC Consultant IT industry researcher Wang Ningyuan that, music vision, Archie Art two video website Enterprise in 2013 successively exerting the intelligence television business. TV is the "last screen" of the Internet, video web site Enterprises have a wealth of video resources and Internet operating experience, the development of intelligent television has a congenital advantage. With the increasingly fierce competition in the smart TV market, in addition to the Internet enterprises, as well as traditional TV manufacturers, mobile phone manufacturers, the 2014 Smart TV market pattern will be a big change.

Mobile gaming market will be the main consolidation area

Li, chief network analyst at the Analysys think-tank, said that the 2014 mobile gaming market will double in 2013, showing five features: the role of distributors in the mobile gaming industry chain is more prominent; mobile stand-alone games, mobile networking games and mobile games will blossom more. , the entrepreneurial research and development team that enter the market soon under the capital move is the fittest; the products are numerous and the channels are scarce, and the capital advantage of the distributors helps to push the cost of the industry higher; the large distribution channels will be more highly concentrated and the discourse power enhanced.

"2014 Capital to the mobile game market is rational, web and mobile gaming companies will promote the second wave of the online games market, the stock market of two-tier markets for mobile games, the frenzied pursuit of the end, while the VC and private market for its investment will be reduced." ”

Wearable equipment differentiation four kinds of soft and hard combination reflect data value

Li, chief network analyst at Analysys think-tank, said 2014 wearable equipment will gradually differentiate into four categories: one is information-interactive products, providing users with a more convenient way to communicate and a new use experience. Second, health monitoring products, for all types of health needs of the breakdown of the population such as the elderly, patients, etc., this is the four classification of the most market-oriented products. Third, the body sense control products, in a specific scenario, to provide users with a more convenient way to interact with intelligent terminals and a better interactive experience. Four is the user behavior product, and the user behavior tightly fuses the Internet intelligent terminal such as the intelligent balanced vehicle concept heat to become high.


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