Insurance company worried about risk of high age car

The higher the age premium, the more than 60-year-old simply refused to protect, that is, life insurance coverage of the age limit, insurance coverage has also encountered the "Age gate."　　More than 8 years of vehicles in the insurance theft and car damage insurance have encountered problems, the old car is very not to be seen by the insurance company. "The car is not scrapped, auto insurance first retired."　　"This phenomenon is already a common phenomenon, the reporter yesterday to investigate this." Incident: "Old car" frequently rejected Mr. Pao Yu is a private car in Shenyang earlier family, there have been 10 years, but nearly two of their own vehicle insurance has frequently encountered problems, insurance salesman no longer as before the expiration of his call to renew, especially the theft of emergency insurance companies are not willing to underwriting. "Originally the car has been 10 years, less to buy some insurance also may not, but the home year before last bought a new car, garage only one, had to put the old car parked outside the district, not to buy all the insurance, some not at ease." "What made him very embarrassed is that he took the money to the door to take the initiative to insure or to have a cold shoulder." The insurance company staff told him that more than 8 years of car, car damage and theft of the rescue can not be insured, the other companies are similar. "Last year I got a friend to help out, but I barely insured an insurance company, but no insurance company is willing to underwrite this year." "Helpless under, he only bought a strong and third party liability insurance, other kinds of insurance can not be insured, driving in the street every day" naked ", the heart is really some whispered. Parked outside at night also worried about the safety of vehicles, "Now I have an idea to sell the car, but the car has a long time to have feelings, but also maintenance very well, the insurance problem is becoming more and more problematic."　　"Investigation: Underwriting restrictions are not the same reporter consulted a number of Shen insurance companies, for the elderly vehicles, the insurance companies are taking a" respectful distance "attitude, can push the push; but the insurance companies for old age car identification and age control policy varies from 8 to 10 years. Wang, an insurance agency in Shenyang, has been engaged in insurance sales for many years, she told reporters: "At present, the old car insurance theft, the general insurance company car age more than 8 years will be rejected, the PICC for 10, car age 8 years old car insurance will also encounter problems, but in the past two years each insurance company competition is fierce, Therefore, the risk of car damage also relaxed restrictions, but when the insurance is more complicated than the normal vehicle procedures, in addition to taking photos of the car, the vehicle insured also said, to a 25.98 yuan of the original price of the car, 8 years after the discount of 80,000 yuan, but even if the insurance company underwriting car damage, can only be insured according to Digestibility, In other words, a part of the car repair costs have to pay themselves. "In addition, under the underwriting policy, more than 3 years, scratch insurance;" More than 3 years, spontaneous combustion insurance is not insured, more than 7 years can not be insured against insurance, and sometimes the salesman for the pursuit of performance orders, and now the company is more stringent control, even if a single department of insurance type into the policy, the nuclear insurance also pass. 12 Next Page