Internet Finance Daily: It's not technology that beats you, it's a file.

March 19: The central bank intends to limit the payment of third parties, the balance of treasure, the financial management of the claim is not affected; policy stick in the air, internet banking products thoroughly cock silk? Ma Yun laments that sometimes it's not technology that beats you, but the file ~ "Internet finance daily", look at me every day is enough ~ "headline" The Central bank intends to limit third-party payments, balance treasure, financial management is not affected by any impact on the Beijing News that the central bank intends to limit third-party payments to transfer and consumption of rumors, Alibaba and Tencent yesterday, respectively, said , Balance treasure and financial management will not be affected. Alipay said: Based on our understanding of the policy and communication with the regulatory department, Alipay fast payment user purchase and redemption balance treasure, now and future will not be affected. And the financial management, its purchase and redemption through the bank card, does not involve third-party payments, not to be affected by central bank restrictions. "Event" central bank waving policy stick, Internet wealth management products thoroughly cock silk? China Industry and Commerce times rumors that the central bank intends to require individual third party to pay account transfer of the maximum 1000 yuan, the annual cumulative maximum of 10,000 yuan, individual single consumption of the highest 5000 yuan, the monthly cumulative maximum of 10,000 yuan. Experts believe that if the draft content becomes a reality, will limit the development of third-party payment institutions, Internet financial products will be thoroughly silk. The central bank summoned bat three to discuss regulation, asking the baby Corps not to promise earnings Sina technology sources said the central bank this week secretly summoned Ali, Tencent, Baidu and other internet giants to discuss the Internet financial Regulation issues. For Peer-to-peer networks, third-party payments and platforms, the central bank has placed particular emphasis on deposit, and for the hottest online brokerage of the financial products business (the Baby Corps), the central bank requires no promises of revenue and liquidity guarantees. Central bank officials have proposed a deposit reserve for the balance of treasure to make financial markets more fair and reasonable in 21st century, Shengsong, director of the Central bank's survey and Statistics department, recently wrote that the management of reserve reserves for money market funds, including the balance treasure, should be reduced, and that the competitive environment of financial markets would be more Let monetary policy transmission more effective. At the end of last month, the industry group's China Banking Association also called for the Internet Money Fund to be included in general deposit management and deposit reserves. This year, there are 4 Peer-to-peer network lending platforms in crisis, involving hundreds of millions of funds Qianjiang evening paper Peer-to-peer Network loan platform on average more than 20% of the attractive yield attracted many participants. Behind the savage growth, the crisis also follows. Since August last year, there have been dozens of network loans in the country has failed or raised difficulties, at least 4 Peer-to-peer emerged this year to raise the difficulties, involving a capital of hundreds of millions of yuan. Two-dimensional code payment is cut off line to pay down who's hand? Southern Metropolis Newspaper Two-dimensional code-line payment has been a big wind in the past year, but not everyone can benefit from it. The 7:2:1 ratio of the issuing bank, the receiving institution and the UnionPay may be changed with the two dimensional code line payment bypassing UnionPay. Interest disputes prompting the central bank to plot a new deal, likely to lead to future Alipay or Tenpay online accountsNot directly to the entity shops. "Voice" Sometimes, it's not technology that beats you, it's probably just a document. RELATED LINKS-Alibaba Group Chairman of the Board of directors, MA Yun, held last night, said the Alibaba Technology Forum. His stance was seen as a response to the central bank's recent moves. The central bank last week halted Ali and Tencent's virtual credit cards, while also demanding that the two-dimensional payments provided by Alipay should not be allowed to enter the offline business for the time being. The bank failed to grasp the political intent. Balance Bao from the application to the approval of less than 2 months, in China's approval process is a miracle, there must be a statement, I believe that is to break the bank monopoly. The way banks use further monopolies to resist interest-rate monopolies is unlikely to work. RELATED LINKS-for the action of the traditional financial institutions to encircle the balance treasure, Tao, managing director of Credit Suisse and Asia's chief economic analyst, said in an interview that this was not an understanding of political intent. "Data" popular Internet Wealth Management product Benefits: Balance Treasure (March 18 data) 7th-year rate of return: 5.555% million revenue (yuan): 1.4726 micro-Credit Management (March 18 data) 7th rate of return: 5.731%; million revenue (yuan): 1.4997 Baidu profit arbitrage version (March 18 data) 7th-year rate of return: 6.035% million income (yuan): 1.6040 NetEase Cash Treasure (March 18 data) 7th Annual yield: 5.32%; million revenue (yuan): 1.4013 suning Change Bao (March 18 data) 7th Annual yield: 5.66% Million revenue (yuan): 1.3667 (Yan Fei)