Jin Xiaorong: Supply Chain presents six trends in the context of electricity quotient

August 13 News, under the background of electronic business, supply chain finance how to develop? Ping An bank to the Public network Finance Department general manager Jin Xiaorong in 2013 China Internet Conference elaborated his view, he thinks the supply chain in the electricity quotient background presents six trends, the industry leading enterprise in the electricity business system under the electronic commerce to become the supply and marketing system, since constructs the E-commerce, many industry large enterprises, Including auto companies have started to build their own E-commerce platform. Industry's leading enterprise investment-oriented industry distribution platform, not only sell their own products, but also expand the industry's supply and marketing platform.

2013 Internet Conference was held in Beijing from August 13 to 15th, Tencent Technology as the official strategic cooperation portal of the Internet Congress and the official designated cooperation News Center, in the scene to carry out a full range of video and text live. and special set up 2 on-site interview rooms, to invite industry experts and business representatives to discuss the industry status quo, pointing to the future trend.

As the official microblogging partner of the General Assembly, Tencent Weibo has launched #向CEO提问 # activities, and all netizens can ask you questions about the CEO of the Internet industry in advance. Some of the questions will be selected, presented at the site of the Internet Conference and answered by the guests.

The following is the Central University of Finance and economics professor Huang Speech record:

After listening to several lectures, especially the general Huang's speech, the Internet financial and financial Internet is a complementary relationship between competition, mutual stimulation of the potential of the relationship. Our bank, formerly known as Shenzhen Development Bank, under the background of electronic business, supply chain finance how to develop, but also we have been continuing to study the topic. First of all, I think all internet financial and financial Internet, based on a premise is the development of E-commerce.

Twelve-Five planning inside, e-commerce 18 trillion, B2B15 trillion, C2C3 trillion. Last year the entire E-commerce scale is 8.1 trillion, retail is 1.3, to 1.4 trillion. From our bank, we are very concerned about b2b,b2c,c2c. We study the supply chain in the context of the electricity market to show six trends, the industry's leading enterprises in the electronic commerce system into a supply and sales system, since the construction of E-commerce, many industry large enterprises, including automotive enterprises have begun to build E-commerce platform. Industry's leading enterprise investment-oriented industry distribution platform, not only sell their own products, expand the industry's supply and marketing platform. Information service providers, software service providers, supply chain management service providers, to build a Third-party services platform. Industry business-to-business Vertical Trading sites flourish. Like Ali, Suning, comprehensive cross-regional platform has been more mature. In the long tail of the supply chain, there is a regional professional offline trading market with physical aggregation characteristics, which also presents an obvious electronic commerce market.

From these aspects, the whole supply chain presents the trend of electronic business development. In the context of E-commerce, the supply chain of all participants, the industry in their own ecological circle up and downstream extension, has now been cross-border development, Cross-border is the electric quotient of prominent nouns, who won the platform of customer access rights, who won the right to access the capital is the most critical.

Under the background of the supply chain electric quotient, the financial service presents the new characteristic, has three aspects. The availability of first financial services is not quite the same as in traditional finance, from the efficiency, threshold, and risk rating system to the past. The second is visualization, capital flow, business flow, logistics, and information flow matching. We did a supply chain management report last year, and all the participants in the supply chain needed timely and visual information on any one link. The third is comprehensive finance, which needs not only financing, but also capital appreciation, insurance and Securities Fund, and comprehensive consideration. We can get a more clear and clear identification from the development of Ali's territory. Ali do logistics, or take the four-flow mode, the starting point is the business flow.

Let's take a look at the success factors of the company represented by Ali, which we think are as follows. The first is the witness of the transaction, in the past, the payment system of the bank, we buy things in Taobao, did not say that after the goods, the customer signed the payment, the transaction witness and payment security, in B2B,B2C, the consumer to achieve a true customer-centric. The second is to use the interface very friendly, and across the boundaries of individual banks, pay efficiency improvement. The third is the low cost of payment and the lower charges. We buy things in Taobao, at what point in what site, buy what products, how much money? Information is more complete. These factors contributed to the growth of the third company.

The practical activities of the Bank's electronic business or financial Internet development. For example, our cooperation with Baosteel, under Baosteel's Oriental steel E-commerce platform, our financing and repayment of the link, fully and Baosteel's e-commerce operations and some of the customer's business activities have been fully integrated. In other words, customers in the electronic order after the formation and the integration of the bank, and logistics integration, are already integrated, 2010 has been achieved.

There is also a trading market, there should be more than 50 trading markets, to pay settlement, transaction supervision, online financing activities.

We are working on a Third-party information platform that provides online financing and payment capabilities for third-party information platforms. We strive to achieve online shopping, as a reference for our services. The convenience of internet shopping reach how much, we reach our network finance to reach how much. Let's say we do the following four indicators. I believe that our traditional financial industry, traditional banks in the context of Internet finance, we will certainly make a different move, I believe there will be strong vitality. I've finished reporting, thank you.