JP Morgan applies for virtual money system patent

December 11, according to the BusinessInsider Web site, the United States Patent Office published a document submitted by JPMorgan, which shows that the company has applied for a payment service similar to Bitcoin. This system uses some aspects of the bitcoin character. Like Bitcoin, JPMorgan's system would allow people to make anonymous electronic payments on the internet without having to disclose their names or account numbers at all.

But with a careful look at the patents themselves, bitcoin and JPMorgan have little resemblance to the systems they study. JPMorgan's system is a repackaging of the electronic means of payment that users have used. Novelty is the payment portal processor (Payment portal Processor, referred to as PPP), which binds the digital wallet, where users can store electronic credits (electronic credits).     This technology can "store mileage, coupons, raffle tickets, or other electronic bonus points that can be connected to the system." It will also "enrich (enrich) consumer E-commerce experience by automating operations, eliminating tedious farming (tilling) of payment and shipping processes." "JPMorgan's system will also create a public record of trading using the technology," he said. This is similar to the "blockchain" used in bitcoin, where the code is stored in a huge pool of peer-to-peer network computers.

Money is experiencing the third evolution following Suphung and banknotes, which is virtual payment. In virtual economy, payment is one of the core elements, now the monetary system is based on the real economy, has lagged behind. The world needs some new ideas to kill money and restructure money.

2. Wang: December 24 Enter new mode of electric business

December 1O Night held in the 2013 annual CCTV Financial forum, Wang said it will enter the electricity business on December 24, and for the million-dollar gamble with Ma Yun (Ma said 2020 will replace the physical retail market 50%, Wang thought impossible, the wager 100 million yuan) a year has passed, Wang said: " Billion bet on this! Ma and I soon cooperate! "He revealed that Wanda is entering the new mode of electric business, December 24 will be launched, will not put the house on the internet to sell, but a physical store and shop combined business form."

When it comes to house prices, Wang the 2014 Housing price forecast: "Next year the real estate market will have two obvious characteristics: 1: The whole real estate regulation will be transformed, unlike before the price index is entirely administrative means, administrative control means will gradually withdraw." 2: The overall housing prices next year is to stabilize the situation. ”

In fact, Wanda has been on the road to explore the electric business, in accordance with the strong implementation of Wanda, innovative new models is not impossible. Now people are concerned about what the new model is, and what impact the real estate industry can bring.

3. Splash Net hair two smart hand ring price 399 yuan to ship at the end of the month

December 11 News, the thump net in Beijing released a thump smart hand ring S and the smart hand ring 22 smart hand Ring new products, the price of 399 yuan and 499 yuan, starting now pre-sale, the end of the month to start shipping, this two smart hand ring new models are like Jawbone Up and Fitbit Flex respectively. In addition, the network and Taikang Life to open the "Vitality Plan", and announced the data open platform strategy and hardware open source plan, and launched the first open source product Smart Health scale, price 49 yuan.

Thump Smart hand ring s and thump smart hand Ring 2 is the latest launch of the two smart hand ring products, these two products are the same point is the use of medical grade TPU material, a variety of color options, waterproof design, functional also basically consistent, support record distance course, step number, calorie burning, sleep quality, Support Activity reminders and silent alarm clocks.

Although early in the past six months before the network announced their own hand ring plan, but the final product release is at least 6 months, visible hardware entrepreneurship is not easy. Two model of the product still has a strong "cottage" flavor, and the product does not see any blood relationship, completely unlike the same manufacturer to do the product; There is no surprise on the price, 399 and 499 of the price is not enough to detonate consumer-level market, for knowledgeable consumers, will spend more money to buy foreign products. Finally, the real bright spot lies in the cooperation with Taikang life, the opening and extension of the industrial chain, which is the future of health wear equipment.

4. Apple access to ARC surface touch screen technology patent

According to foreign media reports, an Apple patent related to the surface touch interface has been passed by the U.S. Patent and Trademark Office, suggesting that Apple is developing a surface iOS display device.

Apple has mentioned a technology in patent filings that allows conductive films to be covered in a flat state over flexible substrates. Once the electrodes are in place, they can form a curved substrate, which is then gradually heated. This process eventually produces a surface touch sensing overlay that does not deform and is covered with a thin film.

It is not clear whether Apple will use the technology on consumer electronics, even though the current surface-screen devices are quite popular. Apple's rival Samsung has released a curved-screen handset called Galaxy Round, and LG has released the same type of product LG G Flex.

With Apple's entry, it seems that the surface will certainly become a future smartphone innovation direction, and this innovation can capture the hearts of consumers also see the application to the product after the user experience can improve how much, its practical significance.