Lakara President Suntaujan: The Future Lakara Credit service will be launched in two areas

A few days ago, Lakara President Suntaujan revealed that the future Lakara's credit service will be launched in two areas, one is already launched the enterprise credit, and the other is the personal credit business. Lakara has just received a notice from the central bank asking for a good preparation for personal credit service.

Suntaujan Introduction, Lakara is expected to launch four credit products, including two of public products, two personal credit products. He expects that from this year onwards, Lakara will be open to social services, including banks, receipts agencies or small loans companies, peer-to-peer network loan companies, as long as there is a demand for credit, can go to Lakara inquiry status and assessment.

With regard to the profit channel of the credit service, Suntaujan said Lakara would charge the B-port, rather than the C-terminal charge, as required by the regulatory authorities. Fees are charged to the institution, not to individuals.

Suntaujan the above expression after receiving a paper from the central bank on the preparation of a good personal credit service. This document requires Sesame Credit Management Limited, Tencent Levy Letter Co., Ltd., Shenzhen, the former Sea Credit Center Co., Ltd., Peng Yuan Levy Letter Co., Ltd, in the Credit Letter Co., Ltd., CIIC-wanted Letter Co., Ltd., Lakara Credit Management Co., Ltd. and Beijing Hua Road Levy Letter Co., Ltd. a total of 8 institutions to do personal credit business preparation, The preparation time is 6 months.

According to billion power network to understand, personal credit service refers to the establishment of the letter by law to collect and process personal information, and according to user requirements to provide personal credit information inquiries and assessment services activities. According to a number of securities dealers, in China credit market development mature only personal credit business can reach 100 billion yuan scale, far beyond the current volume of less than 2 billion yuan.

Prior to this, the "Regular Army", which provides personal credit service, only has the central Bank Credit Center and its affiliated Shanghai credit company. Among them, the credit center, as the central bank directly under the institution, is responsible for the construction, operation and maintenance of our enterprise and personal information base database.

And careful investigation of the central bank announced the first batch of the list of eight companies will find that Sesame Credit Management Co., Ltd. is the ant, belong to the Ali Department, Tencent Credit Card Co., Ltd. belongs to the Tencent Department, Lakara Trust Management Limited, under the Lakara group, by Lakara and another four listed companies jointly launched. CIIC-Wanted Letter Co., Ltd., behind the Hong-tai Fund of the new Oriental and Huatai insurance, there are four enterprises have the background of the central enterprise.

Industry insiders said that the first 8 list, can see the Giants are Ali (Sesame Credit), Tencent and Ping ' an (shenzhen former Hai Zhengxin) as the representative of the "three horses." The three giants are the domestic Internet financial industry leader, from the angle of industrial chain layout, has formed a third-party payment (account), Internet banking, brokerage, funds, insurance and channel sales of the entire industry chain, the acquisition of personal credit license plate, will provide a strong support for their respective front desk business. Compared to the size of several other giants, Lakara's entry to the board is a lot of light.

In this regard, Suntaujan pointed out that the advantages of Lakara focus on the data plate, has built up more than 1.2 million merchants and 80 million users of the platform scale and huge business information reserves. In addition, with electronic payment, internet finance, Community electric business Line of three lines of Lakara at the same time with online and offline in a number of areas, involving credit card repayment, transfer remittance, life fee, electricity business consumption and credit management services, also make it in the source of data more rich and diversified.

And as a shareholder of the Lakara Credit company, Blue cursor, spin pole information, Meteno information, and other four listed companies, are in the information services and data processing business enterprises, with the entire Internet, including a large number of social media data capture and analysis capabilities, which will be the characteristics of Lakara credit.