Large-scale state-run collective reduction limit to buy Internet financial products

Large state-owned banks are restricting the flow of financial products to the Internet on the basis of enhancing financial security.

After a week ago, ICBC, the Agricultural Bank, the Bank of China and other state-owned banks to buy balance treasure, wealth management products such as transfer amount, the construction bank has also lowered the user in the mobile phone to buy balance treasure amount. State-owned banks are stepping up their liquidity controls over internet financial products.

This is mainly for http://www.aliyun.com/zixun/aggregation/35068.html "> fast payment function to make adjustments." A week ago, ICBC lowered the fast-pay limit for bank cards at computer and wireless terminals. Computer end users into the balance treasure capital limit to 5000 yuan/pen, one-day limit of 20,000, 21106.html "> Single monthly limit of 50,000 yuan." Wireless end is adjusted to a single pen 5000 yuan, a daily limit of 50,000 yuan, a single month limit of 50,000 yuan. The bank adjusts a single one-day quota of 10,000 yuan. Before that, ICBC and AgBank had no limit on how fast to pay. The restructuring of the construction bank from the previous 50,000 yuan to 5,000 yuan, a single month limit from 200,000 to 50,000, and ICBC's downward line.

After the adjustment, users who use the fast payment function to purchase the "Baby" type of money will be affected, other such as credit card repayment business is also the limit of the amount of quick payment.

For the bank's move, a voice said that the banks in addition to the introduction of similar products, but also in the customer capital flow to respond to the balance treasure and other Internet financial wealth products to counterattack.

However, the voice from the banking sector said that the set of limits to ensure the safety of funds is not only the banks for their own consideration, but also to consider the internet banking process of various risks and virus prevention.