Let the year-end Prize "roll" with your money

The old year, a big wave of "year-end Award" imminent attack. Recently, the investigation body published a research report, listing the average annual bonus amount throughout the country. The average annual award in Shanghai ranked first in the country at 8523 Yuan. Shenzhen, Beijing, Guangzhou and Hangzhou are ranked two to five respectively. When the rankings were released, everyone began to spit out their year-end bonuses on a variety of social platforms. Conveniently remember the financial community launched a discussion on the topic of Year-End award, conveniently remember community users "North small if" received the year-end award is spicy bar, the user "small Handprint" received a paid vacation rolls ... All kinds of exotic flower year-end awards are endless, people laugh and cry. Year-end award-less users are dragging their tails, crying out in the toilet; Year-End award rich users also have trouble: how to grasp the investment opportunities, how to let the "year-end Award" tumbling? Custom "New Year's ledger" rational consumption this year's year-end award has not yet been issued, but has been planned out how to spend. Expected year-end award of 2W, driving back to the home toll of the estimated 3K, back to buy Spring Festival estimated 2K, packet of red envelopes to junior estimated 2K, to the in-laws and dad estimated 4 K, other sporadic expenditure is expected 1K, so a calculation, spending has been 1.2W, hey, a count of my enthusiasm for the year-end award is not ... "to remember community users" Many people will feel the same way. However, no matter what the year-end award is, rather than spend the year-end award, rather than use their brains, the year-end prize money as the beginning of the 2015 financial planning, starting from the new year to let their wallet drum up to achieve maximum profit. The end of the year is the peak of consumption, buy Spring Festival, honor the Elders, clothing, travel, a sum of spending is a considerable number. Therefore, a good budget and insist on bookkeeping, rational consumption is very important. As a result of the Chinese New Year's more complex consumption items, conveniently remember that the financial experts suggest that the use of the multiple books with the book function, set up a special "New Year Ledger", all the income and expenditure during the year are well recorded, view the water and charts can be a personal or family financial situation of the Stability in the "wealth" portfolio investment is most appropriate in the deduction of "necessity" expenditure, the next step can start to choose the right financial products. "Don't put the eggs in the same basket." This statement also applies to the financial management of the year-end award, in the choice of investment in financial products, investors first to determine their own investment objectives and understanding of senior financial situation, set goals and then start financing. Keep in mind the advice of financial experts, year-end prize investors below 10,000 yuan, can choose the Money fund, the risk is relatively low, the income is higher than the bank demand deposit, more stable, and liquidity is good; the year-end award of investors of 10,000 to 50,000 should be based on moderation, consider buying a monetary fund and an investment-type equity fund portfolio, Can also choose the starting point of 50,000 bank financial products; As for investors who have a year-end award of more than 50,000 yuan, they may consider diversifying their year-end awards, combining them according to the advice of financial experts, such as money funds, hybrid funds, stock funds, bond funds, and so on, and can alsoMaximize risk diversification. At present, conveniently remembers with the domestic biggest traditional money fund "South Fund" and so on dozens of financial institutions cooperation, provides the steady type money fund as well as the investment type stock base two main categories dozens of fund products for the user to make the reasonable prudent financial choice. The financial market introduced some of the selected investment-type equity funds are popular, nearly one months of the annual yield breakthrough 30%, consumers get rich returns. In addition, the financial market every week will launch "Monday financial" activities, professional financial experts closely follow the market changes for consumers tailored to various financial plans, hands-on teaching financial management. 2014 Christmas week, the main national Thai People Benefit Fund, in just half a month time performance of expectations, since December 26, the steady rise in net worth, so far up to 3.18%, and the Shanghai and Shenzhen 300 rose only 1.97%. Recently, conveniently remember to launch the "Roll Bar Year-End Award" 10 Days 10% revenue activities! Users only need to recharge the wallet purse, you can enjoy 10%-year rate of return (product benefits + Red envelopes reward).