Letter Sunyard Start Mobile Internet payment product development direction or stay clear

has been working in the mobile payment equipment Market Letter Sunyard (600571, shares bar) (600571. SH) seems intent on expanding into mobile internet payment security, perhaps as it signals that mobile internet financial services will be an opportunity for financial equipment makers to transform.

October 9 Letter Sunyard of "mobile internet-oriented new generation of security products research and development and industrialization project" The public notice period has ended, the project shows, Letter Sunyard will set up a 1207.2 square meters office environment for the above project, the Office address in Hangzhou Bingjiang District Jiangnan Avenue No. 3888 Letter Sunyard Science and Technology Building 8 West.

2012 the report shows that letter ya Tatsu mainly in the POS machine, payment terminals and technical services still account for a large proportion of operating income, in addition to the rapid growth of software sales revenue, but environmental equipment sales are rapidly declining, if the letter Sunyard to expand the payment to the mobile Internet field, will have the opportunity to face hundreds of millions of customers.

But October 11 letter Sunyard office staff to China Capital Securities Network, although the mobile internet to pay for the new generation of security product development and industrialization Project administrative approval, but in fact the direction of research and development is not clear, this is just equivalent to apply for a qualification, the company's main business or in the POS equipment.

The current payment methods are bank card password and POS machine, as well as the recent rise of near-field payments, and remote payment is mostly bank remittances, online payment, SMS payment, WAP payment and the latest popular mobile internet payment, they have their own advantages, but also each have their own shortcomings.

At present, mobile Internet has become a promising trend of the electric business, mobile payment is becoming popular on portable mobile devices, where payment by mobile Internet will become the quickest way of long-distance payment, however, the security concerns are not negligible, the risk of mobile phone payment is different from the traditional risk, not only in various forms, good camouflage, More directly related to the user's property security, the harm is strong.

In April this year, China UnionPay and mobile browser provider UC excellent as the signing of the strategic Cooperation Agreement, the introduction of UC browser UnionPay mobile security payment solution, UC Browser will help users verify the security of the Merchant Web site and the reliability of payment plug-ins after the call China UnionPay Payment mobile payment plug-in, And before the UC gifted and Alipay cooperative security payments are similar. This August Tencent also launched a mobile security payment solution for the user's mobile payment security escort.

So the letter Sunyard the application of administrative license for the new generation of security product development and industrialization of mobile internet payment, the paper sunyard the idea of constructing a new generation of security products for mobile internet payment has been preliminarily formed, Perhaps the move is an industry signal: in the future, the financial industry will gradually reduce the financial equipment for customers, financial services will be smooth to the Internet to achieve full customer autonomy, so that the financial equipment to serve the financial industry will face the transformation of the industry, and now many internet companies in the mobile internet to build a payment platform , financial equipment providers to the mobile Internet in the direction of expansion, to seize the mobile internet portal, may usher in new profit opportunities.

But some analysts say the main advantage of the letter Sunyard is Payment equipment, if the project is to develop secure mobile Internet payment products, then Tencent, Alipay and UnionPay are already pushing their products, the letter Ya Tatsu will only be able to obtain niche market; if it is a letter sunyard is developed for Internet payment security products, Then almost each of the mobile internet browser, Tencent mobile phone QQ browser and UC Browser have each of the security plug-ins, the letter Sunyard or will face a small market promotion pressure.

(Tanakana)