"Lightweight structure" management: The Practice of cloud computing in the insurance industry

Today, the needs of users are becoming more and more personalized; the pressure exerted by shareholders has become more and more strong; in the business model of the insurance enterprise, the essence of the above contradictions is the efficiency of operation. How can we balance the relationship between the two? The maturing "cloud computing" may be able to solve this problem more perfectly, until finally a "light structure" management mode is achieved.

The basic trend of management today is to simplify as much as possible, this simplification is embodied in two levels, namely, internal management level and external use level, especially in the external use level can reflect this "light", at the same time, this "light" also should be embodied in management costs. The future competition is not only embodied in the insurance industry competition, more reflected in the insurance and related industries competition, in this competition, "light structure" management can form an efficiency advantage, this is the decisive factor of future competition.

Before introducing the concept of cloud computing, there are five major risk problems in insurance information system: The basic condition is relatively simple, there exists the risk of system operation interruption, the system management is weak, the risk of operating violation exists, the system function is nonstandard, the risk of data distortion exists, and the information security is not in place, The information supervision is relatively backward, there exists the risk of supervising "adverse selection".

At this time, CIOs see the emergence of cloud computing, it seems in the "cloud" can solve the above problems for enterprises. But, from the perspective of the CIO in the insurance industry, the solution to the cloud's landing is not mature enough. The key problem is that data security management and cloud security risk prevention measures are not perfect. Cloud computing should be combined with enterprise applications to maximize benefits. Although the insurance industry and the banking sector and the securities industry are the same as the financial sector, but for the insurance sector has its business characteristics, and compared with the banking industry, the insurance sector is relatively small, but more attention to the cost of IT investment output benefits, for the use of cloud computing is the same. Character does not meet the information security requirements of insurance companies, how to use cloud computing, CIOs need to carefully consider the value of cloud computing and risk. Now understand the electronic signature and data encryption technology public key in the theoretical security is strong enough, but in the use and cost, as well as easy to operate is not good enough, the user experience is not good enough, not only to reduce the pressure on the enterprise, but will bear greater responsibility.

No matter how IT service provider "Toss", the final choice of cloud computing landed is the customer. For the insurance industry CIO, there is no safe, reliable, cost-effective, and worthy of the public cloud services. Because the data security of the public cloud has not yet met the data security requirements of the financial industry.

The CIO, as an insurance company, cannot only consider how advanced and novel The technology is, but whether the new technology can support the business to create value for the input of technology itself. In the introduction of cloud computing, you need to grasp the following key links:

One is to actively promote the application of new technologies in the insurance industry. Closely related to the actual insurance industry, and constantly open up products, services and channel innovation, to help the insurance industry to speed up development, broaden service areas, change the way of development services.

The second is to gradually establish a comprehensive risk management information technology Support system. To continue to promote the insurance companies in the implementation of data centralization of centralized control, the full use of information means to identify, assess and monitor all types of risk, and constantly upgrade the industry-wide risk management capacity, strengthen the management of corporate institutions.

The third is to promote the insurance company to establish customer-centric information architecture. To promote information security integration of insurance companies, improve customer service levels, support the target market.

Therefore, as an insurance company CIO to have "valuation" experience and use the "valuation" method to assess cloud computing, grasp the key link, in order to let cloud computing in the business to be fully used for enterprises to achieve "light structure" management.