Market hit by a fall in the price of a bearish buyer's share of defaults

The market has been battered by a succession of policy changes. The proportion of house-buyers defaulting on housing prices has risen from 20% to 70%--buyers are struggling to "check out the Tide" and want to borrow money together down the down payment, and want to check out "-this is the mentality of many people buying houses. From the large first-suite loans down to 30%, two family loans down payment 50%, to the land of the big policy reform, and then to suspend lending to the third suite ...　　Since the Thursday, one day a crackdown on the policy of the booming property market quickly cooled.　　The threshold to improve the purchase of property, the capital of the House of the throat was pinched tight, the capital price ice finally broken, new plate, second-hand housing prices are declining trend.　　In this sudden change, just signed the purchase of a variety of entanglements, a number of second-hand housing intermediary companies reflect, Check-out tide has begun to appear and intensified. The market found that "two of their own fight and want to borrow money and want to check out" "a bit too positive, is about to let my parents home to sell a home to buy a set of second-hand housing for old age, the house has not found suitable, housing prices finally have hope to fall.　　"In the capital of a media work in the hometown of Anhui Lianyan lucky to buy a house late one step." Lianyan was in March suddenly decided to buy a house for his parents in Beijing, seeing a day a price of the home away from himself, he finally persuaded his parents to sell his home house.　　But just then the country issued a series of policies let Lianyan stop the action, he decided not to buy first and other prices fell.　　than the excitement of Yao Travel, in the capital of a certain production company Wang but a variety of entanglements, as early as a week before he paid a deposit, but because he is two suites, and did not catch the "last Bus", facing a sudden increase of a hundred thousand of room, Wang overwhelmed.　　These two days, Wang on the one hand around looking for a guarantee company cushion money to buy a house, on the other hand, and regret not to wait, but at this juncture shot.　　　　Wang told reporters that this weekend, there seems to be two of them fighting, one wants to borrow money, one wants to check out. The proportion of buyers defaulting from 20% to 70% according to the fluorescent real estate statistics, has signed a purchase contract but has not yet to deal with the loan of second-hand housing customers, accounting for the total turnover of 30%.　　Among them, because the new deal is not enough to make a down payment of the home buyer defaults accounted for the entire second suite ratio of 5%-8%. In addition to the helpless default, but also intentional default, home buyers because of fear of falling prices and deliberately default on the early signs.　　Fluorescent real estate near a number of stores said, there are now four or five single transactions are buyers paid a deposit and began to discuss with the landlord to buy a house, and because the policy adjustment is force majeure, so the buyer defaults do not need to bear the responsibility of breach of contract.　　In this case, home buyers are generally the first good offices, or put forward to let homeowners, such defaults are still in processing.　　　　According to the Central Plains real estate statistics, these days in the house dispute due to the purchase of a default in the proportion of the total number of disputes reached 70%, and in the previous accounted for less than 20%. Price trends 20% homeowners are willing to reduce the total discount 3%-5% yesterday, the reporter inHome to see the site, has begun to sell the landlord, Canton Canal door position of second-hand housing unexpectedly only sell 23,000/square meters, and the market average price in 28,000/square meters. And in the Chaoyang North Road, Apple sent a set of West to the property to 32,000/square meters, the surrounding average price of 35,000/square meters.　　Salesman to the reporter's explanation is the homeowner emergency money.　　Zhongyuan Real Estate Statistics April 14-18th market data show that in the current market of 20,000 sets of second-hand housing stock, a sample shows 60% of the homeowner said no more price increases, and 20% of the owners have said they are willing to reduce prices, especially the whole of the home buyers are now able to get 3%-5% discount. Experts advise signed customer check-out still need to be cautious fluorescent real estate general manager Gu Chen days, the next period of time, second-hand housing transactions will appear a sharp decline, followed by the owners to reduce prices.　　Suggest that home buyers who live demand can wait and see for a while before hand. For the current mentality of home buyers, Zhongyuan real estate level three marketing director Dawei suggest not too tangled. He says the policy starts with stabilizing prices and does not allow house prices to plummet, which in the long run will rise.　　So as long as you don't buy real estate in the suburbs, don't worry about falling prices too much.　　Second, for the current market, can achieve high selling low the possibility is very small, the customer does not need to worry, because the fixed assets remain protected. Once again, customers who have recently signed but not yet completed the transaction should consider checking out carefully.　　Because although the policy changes are force majeure, buyers due to pay not to pay the default does not need to bear the responsibility, but the purchase of the early payment of large deposits to let the homeowner returned to have a lot of difficulties, long time disputes inevitable. Gu Chentian Special hint, for twenty thousand or thirty thousand yuan deposit and has not signed a loan contract, the probability of successful default is still a bit, but for the purchase of the loan contract has been signed, the default cost is too high, but also to take the guarantee company's liquidated damages, outweigh the gains.