Millet to enter the internet finance, United Shun for the fund to invest Peer-to-peer network loans

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This is a time when no one is financially in the world.

This morning news, Millet union shun for the fund to Invest Peer-to-peer Network loan platform building blocks box, the rumored transaction has close, the fastest will be officially announced next week, the investment amount of tens of millions of U.S. dollars. 36 Krypton in this matter to shun and the building block box to verify that there is no formal response, but the people close to the building block Box said the matter is true.

The building block box is a peer-to-peer platform which we have reported many times, its basic mode is P2B (Peer to Business), mainly with the guarantee Organization to cooperate with the mortgage enterprise to operate the loan. But in recent times, the building block box has also expanded personal credit and supply chain finance through a collaborative approach, and announced a few days ago to the financial leasing field. Its already open partners, in addition to various types of financing guarantee companies, but also include the temple to do luxury O2O, to do business tickets business-to-business trading platform, to do the campus installment of the interest stage shopping and make creative goods electric Dealer Fun Play network.

Data, the building block box last August on the line, three months after the cumulative turnover of 55 million, and then one months after the breaking billion, and 200 million only spent 40 days, the growth is very impressive. Up to now, its official website shows that the cumulative turnover has been close to 2 billion yuan, the total number of projects of about 1600, of which about 650 have been completed repayment.

Millet, since the end of last year to set up payment companies, and in the early this year with the Beijing bank to reach a mobile financial cooperation, in the financial sector has been quietly. But we can see that if Millet wants to be a bat-grade company, Finance is an absolute circle:

First, in the current business system of millet, "rice coins" play the role of the basis of tokens, to become the lubricant of various types of transactions, millet in fact already in their own ecological circle, operating a "millet bank."

Second, as a hardware company, Millet involved in the industrial chain is very complex, standing in the supply chain finance and consumer credit perspective, Millet also needs a financial platform for its upstream and downstream partners so that end consumers to provide financial services.

Third, with the millet hardware and software distribution monthly incremental, and millet ecology-related shopping, payment, life services, financial credit and other scenes are gradually opened, and all of these need financial tools to support.

Moreover, lei in the description of the concept of millet, there has been such a statement: "Millet in addition to the fan economy, the mass line and other Internet models, but also has a unique financial model, namely millet to achieve tens of billions of of the revenue, is not a millet company completed, but attracted a lot of social capital to complete This social capital not only refers to the financing of millet, but also includes the relevant resources of the partner input. --the implication is that millet is to use industry, capital and financial services as a lever, four to pry into the partnership and the public's resources input.

Here is an imagination: the financial industry of millet may be combined with the fan economy, the birth of a new business model. For example, the future of millet products, can be in the creative, design stage to attract the participation of fans, in order to raise capital, marketing products, market risk. As we all know, Apple's stock holders, many of them are Apple's dead loyalty powder-apple and millet, the two companies are so similar in temperament.