More difficult to apply for home loan preferential rate

Commercial banks, depending on the specific approval situation, the interest rate may be further floating "Caixin network" (Comprehensive media coverage) at present, some commercial bank loans preferential rate application difficult to increase, depending on the specific approval situation. According to the Shanghai Securities Daily reported February 10, a large foreign investment bank related people pointed out that, combined with the current macro-policy environment, the future mortgage rates may be further upward, such as the banks may be based on market, customer qualifications and other specific circumstances to formulate the first set, two sets of mortgage interest rate floating ratio, the implementation of differential,　　Market-oriented housing policy. The report also cited a joint-stock Bank Shanghai Oriental Road Sub-branch staff said that the branch has only a few quality customers can get the first set of mortgage rate 90 percent discount. Another joint-stock bank staff said that in the tightening of the situation, the preferential rate will be less and fewer, "some of the January signed the mortgage has not been lending, now submitted applications, then can be approved, interest rates have no concessions are difficult to tell." "The report said that for the specific situation of the rise in credit rates, a Ouzi bank said that the current impact on individual customers is mainly reflected in the mortgage, loans, and small and medium-sized enterprises to lend. As for the specific floating ratio, the person did not disclose. (Caixin reporter Ma Yuan)