Mortgage policy changes born check-out dispute whether the new deal is a force majeure

Legal Daily Hefei May 23 Xinhua reporter Li Guang ming for "real estate New Deal" provisions of the purchase of the third suite at least 60% payment, unable to pay down the purchase of buyers and sellers to cancel the contract, then "real estate New Deal" belongs to "force majeure" as a result of the court.　　Recently, Anhui Province Hefei Shushan District People's court accepted the city's real estate new deal after the first check-out case. This March 28, Yang MoU with Ding MoU through Hefei a housing intermediary company signed a house sale contract, both sides agreed: Yang MoU buys 620,000 Yuan to buy a 90 square meters of second-hand housing.　　Contract also agreed: the date of the signing of the contract to pay 10,000 yuan deposit. April 14 The State Council issued a "real estate New Deal", a substantial increase in the three suite down payment ratio. Hefei all commercial banks in accordance with the above policy implementation of the housing policy. As a result of a previous provident fund has been loans to buy two times, the commercial banks to the number of mortgages for the standard, that Yang bought a house belongs to the third suite, the request Yang must a down payment of 60% to give him a loan formalities.　　As a result, the down payment is more than 78,000 yuan as stipulated in the original contract. Due to the inability to raise 60% first payment, Yang a number of times to find a ding and real estate intermediary company consultation, hope to terminate the contract, return a deposit of 10,000 yuan. But the seller ding some think Yang oneself unable to pay, can not become the reason for the termination of the contract.