Mr Liu: high energy-consuming industries loan growth is much lower than other industries

December 22 Morning News, by the China Financial Association, the Financial Times, co-sponsored by the "2009 China Financial Forum" held in Beijing on December 22. The theme of this forum is "the Reform and development of China's financial industry in the post-crisis era".　　Sina Finance Exclusive broadcast this meeting.　　In his speech, China's Banking Regulatory Commission chairman Liu said that China's main trade banks in the steel, electrolytic aluminum, flat glass and other industrial loans growth rate of 13%, 19% and, 5 and 45%, are significantly lower than the same period of 31% loan growth, loan structure adjustment effect is very obvious.　　The following is a transcript of Mr Liu's speech. Liu: The banking industry has played a positive role in the development of low-carbon economy and the adjustment of industrial structure, in recent years, in order to invest in the banking industry, to carry out the national industry policy and guide banks to fulfill their social responsibilities, the CBRC has promulgated the "Guidance on energy conservation and emission reduction"　　and a series of policy measures, the various banking institutions to actively move to reduce the high energy consumption, high emissions of industrial credit, support industrial restructuring, optimization and upgrading. According to statistics, 2008 and 2009 of the September, the main trade banks in China's steel, electrolytic aluminum, flat glass and other industrial loan growth rate of 13%, 19% and, 5 and 45%, are significantly lower than the same period of 31% loan growth, loan structure adjustment effect is very obvious. Our loan growth on steel is equal to 1/3 of the yuan's bandwidth growth in 1 to November this year, while flat glass is down 45%.　　Electrolytic aluminum is high, low carbon is more than 35%.　　Mainly in this industry in the vanguard, play a good two roles.　　The first step is to become a practitioner of low-carbon ideas, the key of China's banking is to have such a concept, to be controlled up and down, the second is to explore the financial environmental protection mechanism, business strategy, governance mechanism, incentive assessment system, from business processes and rules to good project and punishment, you do not have to have a disciplinary mechanism. Second, as a low-carbon economy innovator, in recent years, some banks in cooperation with foreign agencies, research and development for energy-saving emission reduction, clean energy utilization and renewable power developers of the products on the intentional exploration, and achieved good economic results.