Mr Liu: Over the past year, commercial bank loans to excess industries have fallen by 45%

BEIJING, December 22 (Xinhua) China Banking Regulatory Commission President Liu said in the "2009 China Financial Forum" held this morning, at the end of September in 2008 and 2009, the main trade banks in China were 13%, 19% and 45%, respectively, in terms of steel, electrolytic aluminum, flat glass, etc.　　Flat glass was reduced by 45%. Liu said that according to statistics, 2008 and 2009 of the September, the main trade banks in China's steel, electrolytic aluminum, flat glass and other industrial loan growth rate of 13%, 19% and, 5 and 45%, are significantly lower than the same period of 31% loan growth, loan structure adjustment effect is very obvious.　　Loans on steel grew at 1/3 per cent of the yuan's bandwidth growth from 1 to November this year, while flat glass dropped by 45%. Mr Liu also pointed out that banks have two roles to play: first, to become the practice of promoting Low-carbon concept, the key to our banking industry is to have this concept, to be regulated up and down, the second is to explore the financial environmental protection mechanism, business strategy, governance mechanism, incentive assessment system, from business processes and rules of good project and Punishment,　　If you do something bad you have to have a disciplinary mechanism. Second, as a low-carbon economy innovator, in recent years, some banks in cooperation with foreign agencies, research and development for energy-saving emission reduction, clean energy utilization and renewable power developers of the products on the intentional exploration, and achieved good economic results.