Changsha most banks did not rise to the minimum still 2 Yuan bank said "there is reason for price increase", each pen only 2 yuan will lose 2 yuan reporter Liu Yongtao intern Zhou Go Cross Bank withdrawals and prices, most people do not know. After "The deposit of Zero notes is charged," with the city's cross-bank withdrawal fee increase recently attracted public concern, there are reports that Guangzhou, Shenzhen, Nanjing and other land has been quietly raised from 2 yuan to 4 yuan, and many people found their bank accounts were "overcharged." July 25, the reporter learned that Changsha banks across the bank withdrawals fees have not risen, a single minimum charge of most still 2 yuan. However, the bank also admitted that "2 yuan fees can not be guaranteed, banks have to pay the price, the pressure is not small." [Phenomenon] cross-bank withdrawal of 10,000 processing fee received 16 yuan Changsha residents Zhou to press the news, before the urgent need to use 10,000 yuan, the nearest in a Bank self-service service area, with ICBC card took 10,000 yuan. This bank network ATM machine Each withdrawal limit is 2500 yuan, Ms. Zhou uses ICBC card to take 10,000 yuan, can only divide 4 strokes to finish. "Originally thought that the cross bank withdrawals each processing fee 2 yuan, 4 strokes altogether is 8 yuan, did not think that after taking the paragraph, only then knew has received the 16 yuan handling fee, each sum 4 yuan." "Ms. Zhou feels a bit expensive," if a sum of 2 yuan, oneself still can accept, now rise to 4 yuan, the amount of a single withdrawal is low again, feel a bit unreasonable. "At present, most bank ATM machines have set the daily withdrawal limit and each withdrawal limit, the general daily withdrawal limit of 20,000 yuan, each withdrawal limit is different, and some ATM machine for 2000 yuan, some 2500 yuan, some 5000 yuan, the most advanced ATM machine, a single pen can spit 10,000 yuan. However, at present, there are very few ATM machines with 5000 yuan and 10,000 yuan per withdrawal limit in Changsha urban area. [Survey] A small number of banks have been adjusted to consult the reporter learned that a small number of banks such as Bank of China's interbank withdrawals fees have been raised from 2 yuan to 4 yuan. CCB, Citic, Everbright, Pufa, CMB and other most banks, a single minimum fee is still 2 yuan. In this respect, the reporter asked a lot of cardholders around, all said that the fee rules do not understand. Bankers said that the bank's fee adjustment is mainly published through the website Bulletin, the business outlets will also post the relevant tariff price list, the cardholder can understand through these channels. In this respect, some people expressed different views, "there is a new product or business, the bank SMS hair non-stop, why can not be in charge standard adjustment, but also to the cardholder to send a notice." "In fact, there are also preferential banks for withdrawals from the city," he said. If the people's livelihood and Societe Generale on the provisions of the monthly withdrawals of the first 3 free, the 4th start to charge 2 Yuan/pen; Citic and Everbright on the first two strokes of the same city each month to withdraw money for free, the 3rd is to charge 2 yuan/pen. [reason] The price increase is to make up for the loss? In the interview, the bank concerned said that each of the same city across the bank withdrawals, issuing banks have to pay the interbank liquidation fee, including payment to pay UnionPay's network charges and the admissibility of the lineFees. If the bank only charges the cardholder 2 yuan/pen, the issuing bank will lose nearly 2 yuan/pen. In addition, the bank set a single withdrawal limit is subject to the withdrawal equipment constraints, some machines out of the thickness of the note can only be 2500 yuan, let it out of 5000 yuan is impossible. Now the banks have different ATM purchases and models, so there is a difference in the amount of a single withdrawal. "On the basis of the increase in the single amount of withdrawals, the bank will have to replace the equipment, the cost of greater investment." A banker in Changsha told reporters.
The content source of this page is from Internet, which doesn't represent Alibaba Cloud's opinion;
products and services mentioned on that page don't have any relationship with Alibaba Cloud. If the
content of the page makes you feel confusing, please write us an email, we will handle the problem
within 5 days after receiving your email.
If you find any instances of plagiarism from the community, please send an email to:
info-contact@alibabacloud.com
and provide relevant evidence. A staff member will contact you within 5 working days.
A Free Trial That Lets You Build Big!
Start building with 50+ products and up to 12 months usage for Elastic Compute Service