Nearly 90% bankers worry that credit tightening is the main pressure on real estate

"Caijing reporter Juan" October 14, the Bank of China Association and PwC in Beijing jointly issued the "Chinese Banker Survey Report 2010" (hereinafter referred to as the report), the report shows that nearly 90% of Chinese bankers worried about tightening credit policy has become the main housing pressure. According to the report, 88% of bankers believe that the real estate risk in 2010 is mainly due to credit policy tightening to the real estate industry's capital chain pressure, once the real estate development loan risk chain break, the upper end of the land reserve loans, the next deferred housing mortgage loans will have an impact.　　At the same time, 71% of bankers believe that there may be a rise in non-performing loans in the future, but the likelihood of this phenomenon in the next three years will remain low overall. The report shows that 72% of bankers are most concerned about "a big adjustment in the property market risk", but also said that the mortgage will not be more dangerous, non-performing loan rate in the next 3 years will remain at a lower level. For the future trend of the real estate market, many bankers believe that under the pressure of regulatory policy, the real estate market will be a certain degree of adjustment in the short term, but in the long run, the real estate market will maintain growth trend.