NET loan "cold wave": 2014 Closed Peer-to-peer Platform 275

For Internet lending companies, the end of the year is the whole industry "cold wave period." NET Loan Portal website "net Loan Home" recently released January net loan Monitoring report, January 2015, net loan industry overall turnover amounted to 35.782 billion yuan, down 3.49% from last month. A total of 69 peer-to-peer platforms have been identified as having difficulty and inability to honour, and the number is 1/4 of the last year's problem platform. The report pointed out that the advent of the spring Festival, capital liquidity needs significantly increased, investors have returned funds, so that January net loan volume decline, the spring festival during the net loan volume will further decline. In addition, in recent years, the network loan platform problems, resulting in some of the funds have been pumping away from the small platform. But not to be overlooked is that, although the net loan industry turnover declined in January this year, but the transaction amount was 3.04 times times the same period last year, the industry is still in the upward track. NET loan home data show that up to the end of 2014, China's network loans operating platform up to 1575. Annual turnover of up to 252.8 billion yuan, is 2013 2.39 times times. There are 275 peer-to-peer platforms that have come up with difficulties or failures throughout the year, with a significant increase compared with the 76 problems platform in 2013. The Internet financial thousand people will release the report "Peer-to-peer Industry Ten Trends Analysis" pointed out that the domestic Peer-to-peer platform's valuation imagination space is broad, but in view of the policy environment is not clear, and the enterprise mixed, the pattern is similar, the overall wind control system is weak, the risk cannot be belittled.