New Deal to buy cold housing hot Lease

The new deal is changing the market. "Economic reference newspaper" reporter recently from Beijing I love my home, Zhongyuan real estate and other real estate agents learned that the 4 May frequent introduction of real estate control policy led to some buyers from the sidelines to rent, which makes the rental market in the traditional off-season ushered in a new round of rent rise upsurge.　　I love my family. Market Research Center statistics show that this year in 4 May, Beijing's residential leasing market did not appear off-season characteristics, trading volume even compared to the end of March after the peak season also increased by 6%, the overall rental average price than last 4 May rose nearly 20%. In the purchase of cold, the rental market is hot, the reporter found that the home buyers and tenants of the psychological changes are taking place, is the rental cost-effective or home purchase cost-effective? How to make rational choices? Become the focus of attention again. A number of experts told the economic reference newspaper that "home ownership scheme" is not necessarily "home ownership", and that the housing leasing market should play a greater role in achieving "home ownership".　　But the change of traditional concept of housing is not a short-term process, during which, the perfection of the leasing market and the guarantee of the system are indispensable. The number "Resale for rent" and "from the buy sublet" both increased "house prices down, but the rent rose." "The little Xiong who works at the bank complains. A year ago, he rented a room in Chongwen district for 2800 yuan a month, the landlord said at least 3100 yuan in May. This reporter visited a number of real estate agents also found that, compared with a year ago, Beijing a common one-bedroom and two-bedroom rental rose in 15% to 20%. In Chongwen District, Beijing, the state Rui City, the new king home, such as near the subway, a number of residential areas, monthly rents generally rose 300 to 500 yuan.　　Chun Shu Xia Garden District, Beijing Xuanwu District, a set of 80 square meters of two-bedroom monthly rent is generally more than 4000 yuan, and six months before the rent is about 3500 yuan. The trend towards resale for rent and sublet is already evident. "Chain Home Real estate market analyst type builded with told the economic reference newspaper reporter. According to the "Chain Home Real Estate" statistical data analysis, May began to increase the number of second-hand housing listing growth began to decline overall, the decline compared to the end of April reached 27%, and rental housing growth is obvious, the highest peak rental availability has exceeded second-hand housing 45% or so.　　In addition, a series of regulatory policies have caused at least 60% demand-watchers to wait and see, with nearly half of those in demand facing a new lease. Beijing Zhongyuan Three market Research Department of the statistics also show that after the new deal after the lease turnover compared to the new deal before turnover Rose 55%, at the same time, rental volume growth is also very clear, the housing increase reached 28%, and in previous years April for the rental market seasonal off-season. In the promotion of both supply and demand, rent prices have also risen, the new deal one months after the Beijing second-hand housing rental price rose by 5.1%, unit area rent for the first time exceeded 50 yuan per square meter, especially some of the leasing hot spots, a housing rental can rise by 300 yuan/month or so, onRose more than 7%.　　Beijing Central Plains that this is an "alternative effect", and with the property market regulation intensified, many people postponed the purchase plan, the increase in rental demand to some extent pushed up the rent rise. Faced with ever-changing markets and rising rents, some homebuyers are once again wandering between buying houses and renting rooms.　　Type builded with that the current special market characteristics gave rise to special market demand, whether the lessee or the lessor, is a part of the passive or even forced to transform, therefore, this part of the people are always faced with the issue of whether to return to the real estate trading market, that is, facing the choice of renting or buying a house. "This is the time to test the wisdom of homebuyers and house buyers."　　"The industry has said so. Compare rent and monthly to rent or buy a house. Relevant data show that in foreign countries, the highest rate of urban residential housing is the United States, 68%, the United Kingdom for 56%, the rest of Europe generally 30% to 50%, and according to the Ministry of Construction published data show that urban residents have close to 82% housing rate, This ratio is already among the top three in the world. In the United States, 52% of first-time buyers are over 30 years of age. The average age of German first-time buyers or builders is as high as 42 years.　　Young Japanese struggle for about 10 years to basically save up the down payment of home purchase. In this regard, experts said that the meaning of "home ownership" should be understood in many aspects, it should not only include buying houses to live, but also rent to live, and rent is a high price for housing problems to solve the reasonable supplement.　　From this point of view, it will take some time to rely solely on the purchase of housing to solve the problem of "home ownership". "From the present situation, house prices are rising quickly, rents are still cheap, rental ratio is seriously maladjusted, from an economic standpoint, renting is better than buying a house, especially in a big city." "Sufe vice president, the director of the Real Estate Research institute Wang Hongwei in the economic reference newspaper, said that for young people, from the rental start, and then gradually buy a small house, buy a room, is a rational choice."　　It is not a good thing to be a slave in the early. Liu Yuhui, director of the Financial Research Laboratory at the Financial Institute of the Chinese Academy of Social Sciences, also said the heavy burden of home purchases and the pressure on mortgage repayments would make it difficult for middle-and quasi-middle-class people to imagine longer-term personal development.　　The potential middle class can be freed from the burden of buying a house only by expanding supply and returning to a reasonable range of prices on the cloud to change the status of "a life tied to a house". Economically, renting is obviously better than buying a house. If you have more than 3 million yuan in cash, ready to buy marriage, to Beijing south Two ring of a second-hand house for example, an area of 100 square meters, the unit price of 30,000 yuan/square meters, regardless of other factors, the hands of cash can be used to buy this second-hand housing. According to the current housing leasing market, the rent of the housing is 5000 yuan a month, the annual rent is 60,000 yuan. According to the current bank's one-year fixed deposit interest rate, 3 million yuan can bring in 67,500 yuan of interest income each year,After deducting the rent, the net remains 7500 yuan, the advantage of renting is obvious. "Chain Home Real Estate" market analyst type builded with thinks, under the current market environment, different groups of people buy house housing costs and benefits are different, for example, the same for the first purchase, some people may be sold after a few years to buy, some people may buy a set of the first set of rental, and even some people can not afford to sell the loan pressure to rent,　　Then the upfront costs they pay and the cost of hedging are different. "Single, entrepreneurial, newly employed people, we propose to rent a residence." "The 21st Century Real Estate Research center Ziffan that single customers do not have too many family burdens, and future work changes are also unpredictable, do not need to be particularly anxious to buy a house, and the entrepreneur is now the first task is to complete the primitive accumulation, not too much capital into the purchase."　　For graduating graduates who are about to embark on jobs, and those with lower incomes, they are advised to choose to live together to reduce rental costs, taking into account their financial capacity and current rental status. "We recommend buying a house for customers who already have a certain financial capability and special customers." Ziffan said that from the existing housing regulatory policy, the purchase of the first suite has no impact. And after the new Deal regulation one months, some areas of second-hand housing prices have been a certain range of correction, the price is relatively low.　　Customers who have not yet bought a house, if the rent and month for similar, may wish to consider home purchase. View change the idea of buying a house must be perfected although many buyers are aware of the counting, they still tighten their belts to buy houses, which may be related to some traditional ideas. In a network survey launched by a media, 56% of people are still willing to buy a house in "If you don't have a house now, plan to buy a house or rent it".　　In "If you now have 200,000 yuan, you are going to do" problem, there are nearly 71% of users willing to buy a house, we first choice to buy the reason or consider the stability of life is all the basis, have their own house to live, feel more secure. "The Chinese community likes to buy home, like to save, in the rapid rise in housing prices, the value of the housing value-added function is obvious, saving function." Traditional Chinese social habits still have their own property, too much emphasis on not to buy a house can not do.　　Guyunchang, vice president of China Real estate and housing research, said in an interview with the economic reference newspaper that the Chinese must have a house of their own, which is the impact of the traditional concept of housing, on the other hand, is determined by the status quo of China's property market. In Guyunchang's view, too fast rising housing prices to bring investment real estate appreciation space, but also increase the pressure on the purchase of the important reasons. At the same time, "China's social security is not complete, housing rental market services and supervision is not perfect, so that people have their own psychological feeling of the house to be protected." "The shift in consumer attitudes is not a problem that can be solved by a generation, such as the traditional old-generation idea of buying a house when married, or affecting young people," Wang Hongwei said., it is difficult to change, this is also a social problem, need to improve the system to protect. From the experience of foreign countries, to encourage housing leasing is a common feature of Western real estate policy. Germany's sound rental market and higher rental living conditions make 60% of German families prefer to rent a lifetime. In fact, it takes only 1/5 of Germany's average household income to supply a house every month in Germany. Japan's rental market is also very sound: not only more outlets, rental services are also very formal, the real estate intermediary industry practitioners have a strict assessment system. In addition, the Japanese government to the public to introduce a no need for intermediary fees and guarantor of the "public house", the rent is relatively cheaper.　　A few days ago, Australian experts and scholars have also called on the government to reform the rental mechanism, so that people can not afford to rent a house to be able to live in the rental room more peace of mind, such as control of rent prices, supervision of rental quality. "And China's policy is clearly not yet done." Guyunchang said that there are still some problems in the housing leasing market, such as shortage of houses, price instability, lack of market supervision, the casual change of tenancy contract and the lack of effective maintenance of tenants ' rights and interests, which have seriously hindered the development of the rental market and restricted people's willingness to rent.　　It is hoped that the government departments will strengthen the construction and supervision of the housing leasing market and provide multi-channel and multiple forms of housing to meet the needs of different groups. "The current upward pressure on housing prices is still very high, the shortage of land supply has not changed, the speed of money expansion is very fast, the booming demand in the process of urbanization will still be extended for some time." 10-15 years later, with the process of urbanization and the end of the demographic dividend, coupled with the cumulative effect of policy adjustment, house prices will rise to a smooth, and supply and demand will be stable. The return on investment in real estate is declining, the speculative function of property investment is declining, and the income of the owner of the property will be supported mainly by rent. "Guyunchang said. Finish)