New experience of mobile finance China Merchants Bank join hands Oppo launch "one Flash Pass"

December 10, 2014, the domestic financial and intelligent mobile phone innovation pioneer-China Merchants Bank to join hands with Oppo, in Beijing Competition Park held a "flash" conference, launched a oppo smartphone based on "one flash" service. The two leading domestic brands cross-border cooperation to create a mobile financial eco-circle, for the majority of users to bring more convenient and more secure mobile payment experience. (Figure 1: China Merchants Bank join hands Oppo to release the "One Flash" service based on smartphone) powerful and innovative use of Oppo smart phone and China Merchants Bank cooperation, is not the first time. Oppo has long been involved in mobile payments, and as early as 2011, Oppo has begun to develop NFC on mobile phones and expand applications to bring real convenience to users. September 2013, Oppo as the first domestic smart phone brand and China Merchants Bank strong alliances, successful test water NFC "tick" payment, let the mobile phone NFC payment apply to the reality; Oppo users are also actively embracing emerging things, the bank mobile wallet OPPO mobile phone activation rate, open card rate and recharge rate is quite high, Beneficial promotion of both sides of the brand in the respective user status can be said that Oppo smartphone and China Merchants Bank's long-standing cooperation, two companies in Guangdong with the innovation and service customers, there is a consensus. Therefore, it is also a logical thing to bring a better mobile payment experience to the user. After the launch of Oppo's new flagship mobile phone N3, the two companies ' cooperation has been upgraded. (Figure 2:oppo Investment and strategic cooperation Vice President Wang Jique detailed Mobile finance new experience) Mobile Experience Almighty Easy-to-use this oppo N3 smartphone and China Merchants Bank jointly launched the "One Flash" service, really lets the user "cut off" the bank card, makes the merchant Bank One card and the credit card, may with the handset Security union together, A mobile phone can easily take care of all the banks, not just mobile payments, has brought the industry's first, the world's leading "omnipotent, easy to use, safe" new mobile financial experience. The first bright spot of "Flash Pass" is "almighty". Start with the payment, the user can use the "one flash" electronic cash function for small flash payment, for example, buy a cup of coffee in a café; You can also use a "flash" to complete large payments, either for the beloved TA at the jewelry store with a "flash" to buy a wedding ring, but also through the mobile phone app to book a double ticket to France. But convenience is more than payment, there are more applications can use "a flash," the user can not only through the Oppo N3 in China Merchants Bank of any ATM deposit and withdrawals, can also use Oppo N3 at any point in the CMB business, such as the advance through the mobile phone bank booking, direct use of "a Flash pass" Exchange foreign currency for future travel. Small mobile phone big finance, has the merchant bank "a flash through", the Almighty does not discount, the convenience is more than pays. "A Flash" the second bright spot is "easy to use", whether it is to do business, withdrawals or payments only need two steps, the first step, mobile phone tick, step two, enter the secretCode or signature, only need two simple steps to handle. Secure payment is very reliable in order to guarantee the user's account and fund security in all aspects, OPPO N3 uses a variety of world-leading technical tools, of which three world-class security features are worth mentioning: First, OPPO N3 built-in Flash has the latest token (TOKEN) technology, in fact, the first application in China, An identity number string that can be generated according to certain rules and uniquely bound to a device is stored in a mobile phone, and the user's real bank card data is stored in the banking system rather than the phone, and is more securely protected. The token technology is tantamount to putting a "stand-in" of a bank card on the phone. "Double" can complete the bank card has all the functions, at the same time will not disclose the real account information, greatly safeguarding the overall security of the transaction. The second safety guarantee is secure chip encryption storage. There is a special "security chip" in the Oppo N3 phone. The security chip is a microchip processor dedicated to NFC devices, independent of the main operating system and other hardware of the handset. Compared to a mobile phone without a security chip, a mobile phone with a security chip is like an absolute safe vault, the most important financial data is stored in a safe, and only authenticated procedures can be accessed, which is the highest level of security technology in the financial sector. Third, China Merchants Bank provides the speed "pause" service, solves the user loses the mobile phone the worry. Just now said, OPPO N3 through the token (TOKEN) service stored in the mobile phone security chip is the user's bank card "double", once lost cell phone, users can call the customer Service hotline at any time, or through the China Merchants Bank app, online banking "suspend a flash" function quickly cut off the relationship between the bank account and the double, Security of funds. (Figure 3: Guests use Oppo mobile phone experience "a flash" service prospects for the broad prospect of service to the people with the continuous development of smartphones, mobile payment business will inevitably become a focus of future innovation, the Merchants Bank to join hands Oppo smart phones, for the majority of users to bring more user-friendly, more secure mobile payment business, Do the real service to the people. The majority of users use Oppo N3 and N1 mini via mobile banking to open "a flash through", you can go directly to the Bank of ATM and counters to withdraw money, to business consumption, and software, hardware and services combined to ensure the "one-flash" service security, can be said to be the current financial industry's largest innovation, For the future mobile payment business Development Guide a correct direction, the prospect is broad.