New rules for bank charges-reduction in fee transfer fees

You may not notice that the major commercial banks in the debit cards are some of the charge of annual fees and account management fees, although the amount is not much, but many Zhang added is also a large amount of overhead.

By the NDRC, the Banking Regulatory Commission issued before the "Commercial Bank service Government price pricing catalogue" has been formally implemented, the notice not only required the banking charges down, but also the bank charges and management fees for the restrictions, there are "stamp collecting" hobby Cayou can not be tares so bad.

According to the notice, the customer may, in each bank's account, select a debit card (excluding credit card, VIP account) for account management fee and annual fee, and apply to the bank for exemption of this part of the fee. Believe that almost every child's shoes have more than one bank card, some of their own, some schools, units to do, some of the home, some are living. If you have a large number of cards and a wide distribution, then you must not miss the opportunity to apply for a free account in each line. Each line of the application process requirements are different, the specific handling method can call each Strider suit.

In addition, in accordance with this provision, a number of banking business fees have been reduced. The charges for withdrawals (including counter or ATM withdrawals) from the bank were lowered from about 1% to 0.5% of the government's guidance. In the past, the clients of state-owned banks have to pay 100 yuan for 10,000 yuan to withdraw money, and now they can save 50 yuan. The Bank of China even in the preferential period to implement 0.2% of the rate, although many joint-stock banks to withdraw money, but as one of the four lines of BOC has good news or should be encouraged. At the same time, cross-line counter transfer, long-distance transfer of remittances and other business, the processing fees have varying degrees, the above business fees are all up to 50 yuan ceiling.

The notice also stipulates that for the old-age pension of the bank to withdraw money, the first two monthly not more than 2500 yuan to take the present, can be exempted from handling fees, for the elderly in different places, a year can save hundreds of yuan of handling fees.