Not subject to new deal restrictions on developers hot-push commercial real estate

The housing market under the influence of regulatory policy is heavier, commercial real estate in the side of "stealing music." Yesterday, the reporter visited the market found that commercial real estate represented by shops has not been included in the regulatory range, some banks can still handle a 50% down payment of mortgage loans. The sale of Office developers, have increased the push.　　There are already people in the market who originally invested in housing and are planning to trade in real estate. Investors want to be moved to commercial real estate, "The new country 10 regulation policy, value-added investment preferred shop office." Yesterday, in South Ping Nancheng Avenue on a large commercial office building on the glass curtain wall, a length of about 6 meters, wide 3 meters of the giant inkjet ads particularly eye-catching. Reporter to purchase the name of the real estate sales department found that developers did not to office buildings and shops blindly price increases.　　Real Estate consultants to buy a big talk about the new deal under the investment shops, office building, and the corresponding preferential policies. "The macro-control policy, requires two suites down payment 50%, interest rate floating 10%, but for the investment in office and commercial paving of the threshold has not been adjusted to the office building this is a rare opportunity." "Yubei District Airport new city, a commercial real estate property consultant, recently office building projects have accelerated the construction progress."　　Zhongyuan Real Estate and other intermediary confirmed that investors from Shanghai began to consider investment in commercial real estate, the most favored is the community shops. Investment threshold for lower commercial real estate investment threshold has been lower than residential. According to bankers, the third or more than three residential loans will raise interest rates to 1.2 times times the benchmark rate, or 7.128%, over 6.534% of the commercial real estate loan rate. Commercial real estate loans for more than 10% of the benchmark interest rate, the two-phase comparison, commercial real estate interest rate than the loan rate of multiple suites is 0.594% lower. Bankers calculate a sum, if the loan 500,000, mortgage 10, more than the monthly mortgage payment of commercial real estate for more than 297 yuan, 10 years to pay more than 35640 yuan of interest.　　Bankers say recent commercial-property mortgages have shown signs of climbing. rashly transfer to commercial real estate risks "rashly from the residential to investment commercial real estate full of risks, investors should be based on their own risk tolerance to choose." "Zhongyuan Real estate Chongqing branch director said that commercial real estate belongs to the field of pure investment, the need for higher own funds, is generally long-term investment, more difficult to change hands, once rental income limbo, it may also have to bear their own monthly supply." At the same time, the rent rate of commercial shops in Chongqing is generally 6%~7%, and the regional difference is obvious. The main city office investment return can reach 7%~10%, but by the lot, supporting and other multiple effects, and some areas of shops and office space for six months, a year, no one rented, or even bought it is not rented out.