P2P platform easy to pass the first launch of information disclosure system

Netease Technology July 19 hearing Yesterday, P2P platform easy to pass the 2014P2P platform law and wind control research forum released an information disclosure system.

E-loan In the forum, for the first time released to the public, "E-Easy Beijing Network Technology Co., Ltd. information disclosure system," ETS want to institutionalize the disclosure of information, and the implementation of the started P2P network loan platform to self-discipline and Standardized measures to guide the industry into the track of healthy development.

P2P industry brutal growth again in 2014, China University of Political Science and Law Professor Liu Shaojun, director of the Financial Law Research Center believes that China's separation of regulatory system is based on the "institutional supervision" as the basic guiding ideology, from the establishment of the SFC in 1992 to the establishment of the CIRC in 1998 , And then to the establishment of the CBRC in April 2003, the "troika" of China's financial regulation is in place.

However, for the regulation of internet finance P2P net loan industry, Prof. Deng Jianpeng, professor of Law School of the Central University for Nationalities and associate editor of Internet Finance Magazine, suggests that the regulation of P2P net loan industry should be governed by the soft law and tend to be regulated flexibly. First, through enterprise standards, information disclosure , Industry self-regulation, bottom-up development of industry standards, on the basis of the implementation of soft law regulation.

"The online credit industry information disclosure is very important, most people will think this is the protection of the interests of investors, but need to be clarified is that legal and regulatory information disclosure is not simply and directly to the network credit platform and borrower information presented to The public, this is a misunderstanding; P2P network loan platform as a financial intermediary, in the protection of the interests of investors, but also need to take into account the protection of the privacy of borrowers. Therefore, information disclosure P2P network platform loans should be 'doing something Not for 'what kind of crowd disclosure, which part of the disclosure of information ... ... These have to go through third-party accounting firms, law firms audited before the disclosure or publicity. "Easy to borrow Chief Operating Officer Kang said. (Wood wood)