P2P platform risk is expected to "dilute"

Editor's note: After the traditional financial institutions, VC and grassroots entrepreneurs have entered P2P, A-share listed companies are not far behind. Since the beginning of this year, a large number of listed companies have poured into the P2P industry. So, after the influx of regular army plunged, P2P industry can get the risk of "dilution"?

14 listed companies wading P2P

P2P platform risks are expected to "dilute" Insiders said Internet finance is far from saturation, or more listed companies in the future or get involved

P2P platform risk is expected to "dilute"

Insiders said that the Internet finance is far from saturation, or more listed companies in the future or get involved

As of today, internet finance has become a reality. Many listed companies are now getting involved in P2P business. According to the preliminary statistics of Securities Times reporter, at least 14 A-share listed companies are currently involved in P2P business.

The central bank's June report shows that China currently has more than 600 P2P companies with a turnover of over 500 billion yuan. In this regard, net loan house chief operating officer Shi Pengfeng in an interview with "Securities Daily" said that for now, the entire industry only reached 1% of development, far from reaching saturation, both in terms of volume or turnover, There is still 100 times more room for growth in the industry as a whole, "or in the future more companies will get involved in Internet finance."

Listed companies fall in love with Internet finance

The so-called P2P network lending platform, refers to the combination of P2P lending and Internet lending financial services website. Peer-to-peer lending is carried out by qualified websites (third-party companies) as an intermediary platform. The borrower issues a loan on the platform and the investor bids to lend to the borrower. P2P business is a new financial model developed with the development of the Internet and the rise of private lending. Reporters preliminary statistics found that as of now, involving P2P business A-share listed companies at least 14.

Specifically, on July 19, China Securities Journal passed the announcement that the board of directors of the Company intend to subscribe Shenzhen Pengying Chuangying Financial Information Service Co., Ltd. (hereinafter referred to as " Referred to as: Peng Ding Chong Ying) 20 million shares. Public information, joined the investment in the establishment of Pengying profit listed companies also include Wal-Core (10.78, 0.12, 1.13%), Tianyuan Dike (12.350, -0.05, -0.40%), Hanergy (26.53, 0.15, 0.57%), Hingsen Technologies (24.17, -0.26, -1.06%), Clou Electronics (10.35, 0.26, 2.58%) and Derun Electronics (9.25, 0.00, 0.00%).

In addition, July 1, Panda Fireworks spent 100 million yuan to establish a new business line P2P platform Silver Lake; UFIDA (14.70, 0.01, 0.07%) Board of Directors approved the establishment of Shenzhen Qianhai UFIDA Financial Services Exchange Co., Ltd. motion; by the Zhejiang Daily Media (12.14, 0.00, 0.00%) Holding Group and Dalian Holdings, Kane shares (5.37, -0.04, -0.74% ), Zhong Jie (6.15, 0.00, 0.00%) and Zhejiang Gu Yue Longshan Culture Communication Co., Ltd. and other 9 companies with a total investment of 20 million yuan jointly sponsored by the Qianhai ideal financial companies this year May on the line; real estate company Shingham (11.71, 0.00, 0.00%) also announced in June, the company subsidiary Zhejiang Zhonglian Online Asset Management Co., Ltd. Internet financial information service platform "Yellow River Finance" formally launched operations.

In addition, Founder Securities (5.47, 0.10, 1.86%) and Shun Net Technology (24.200, -0.23, -0.94%) joined the P2P business. Both of them reached the business of internet financial products and network promotion in June this year Strategic cooperation, the two sides also announced it will cooperate to build P2P investment and financing platform.

For a time, listed companies involved in the Internet finance has become the trend, many listed companies in the announced program, the share price also rose.

P2P industry compliance or strengthened

Corresponding to the rapid development of Internet finance, it is still not clear about regulatory issues. From July 19 to July 20 this year, at the Shanghai New Finance Annual Conference and Internet Finance Bund Summit organized by the Shanghai Institute of Finance, in the face of the fact that the Internet financial regulation has not yet promulgated relevant detailed rules, Yan Qingmin, Vice Chairman of China Banking Regulatory Commission, Said the CBRC is currently studying regulatory rules on P2P, will be launched as soon as possible.

In response, the aforementioned net loan home chief operating officer Shi Pengfeng said that listed companies have entered the field of Internet finance, whether it is for the expansion of new business, financial investment or seeking business transformation purposes, at least that listed companies agree that Internet finance, which Is a positive signal. "In addition, public companies are more regulated in terms of transparency and compliance than previous private P2P companies, which are good for the industry as a whole."

The shares of listed companies to invest in mobile Internet finance, listed companies and the original main business is different, for listed companies can do a good job in P2P business, Shi Pengfeng said "to be split into two.Although listed companies have funds Strength, talent and related background, but whether the P2P business itself really understands itself or whether it has resources in this area is the key to its success. As for listed companies involved in P2P business whether there is suspicion of speculation, Shi Pengfeng said, "do not rule out the possibility, but the listed companies to enter P2P business, whether for restructuring or business considerations, are well thought out, indicating that The entire Internet financial industry is agree. "

"In the future, more listed companies will enter the Internet finance sector because the industry is far from saturated, and listed companies are more cautious about compliance operations and will promote more standardization in the P2P industry." Shi Pengfeng added