Parental love and fund investment

The Liu Jingwen Fund, the Chinese Academy of Social Sciences and other authorities of the research report shows that children's growth and education costs now in the total consumption of residents have been ranked first, more than old-age and housing.　　Children are the hope of the future of the family, how to effectively reserve their children to grow the cost of education has become the primary needs of modern parents financial management.　　"Poor parents in the world," because of the growth of their children's education costs, the unlimited love for their children has undoubtedly made the majority of parents have become more and more heavy economic burden.　　In fact, the solution to the "burden of Love" is simple, and choosing a fund to vote is one of them. Parents can automatically invest in a fixed amount of money in the fund products, through long-term adherence to diversify investment risk, reduce the average cost, eventually add up, gradually to the goal of income, to help parents effectively solve their children's growth and education needs of various costs.　　With the help of the fund, parents can save time and worry, do not have to deliberately judge the timing of investment, and because each period of funds are fixed, so can naturally achieve in the market downturn, the net value of the fund to buy more shares, and in the high market, the fund net gains when the investment effect of automatic reduction. Many sales channels for the fund set up a monthly investment starting point for only one hundred or two hundred yuan, for most families is only a few meals, a few films of the cost, will not cause a big economic burden.　　Parents can also be based on the actual income and expenditure of the family and the historical income of the fund products, and combined with investment objectives to calculate the appropriate monthly investment amount, so as to achieve "children's future" reserve funds and family economic conditions of a good match. The advantage of the Fund's investment is that it can be used for a longer period of time to turn the relatively volatile investments into safer investments, so as to keep up with the unpredictable fluctuations in the market and eventually gain long-term sound returns.　　According to relevant data, the 1983-2003 period, the U.S. equity fund for the 20-year average annual yield of 10.3%, and from July 1993 to June 2008, 15 set to invest in the Shanghai index of the arithmetic average yield reached 8.47%. Continuous fund investment can even make the decay of magic. To give a real example, the Japanese stock market, which has endured a 18-year bear market since the bursting of the bubble, is a market that is so rotten that even the Japanese are too lazy to pay attention to, and Taiwanese Zhangmengxiang of China relies on persistent fixed-term investment in 11 (1996-2007), earning an average return of 19%