Pengley: Fear of becoming the Internet is studying the website of the bomb screen

On the afternoon of August 27, Pengley, the chief executive of the small Micro Financial services group, appeared on the scene of the 2014 China Internet Conference. In the theme of "Industry across the border, innovation and development" of the dialogue, Pengley not keen to talk about "big" topic, but to share her real life in some "small" ideas.

Pengley admits that what worries him most is not the business problem, but the "how to seize the future trend". She smiled, Alipay will also worry about becoming the Internet's "antique". In order to understand the young people's entertainment style and culture, she is recently studying the Web site of the barrage, also listening to the hot Deng Zi "tornado."

In the dialogue, Pengley mainly talked about the future trends, the new and old economic disputes, and so on, the following is the main points of the Pengley speech excerpts:

Worry about becoming an internet relic

I'm not really worried about business. If you really want to worry about it, I think it's still a worry about whether our team can keep up with the future. Alipay is also afraid of becoming an Internet enterprise in the antique. Now my colleagues have joined us, I have recently been studying the Web site, a new video way, watching movies can be directly spit groove. Because you only know what these people are doing now, you may not be so anxious. My daughter often listens to songs, and she's been listening to Deng Zi's "tornado" recently. I listened and found it acceptable and there was no anxiety.

Business It's good today or bad today, we all have a clear chest, but the uncertainty about what's going on in the future is rather worrying.

A lot of great businesses, actually what he's doing now and what he did at first has changed a lot. It cannot be said that his industry is behind, or his products are behind, this may be backward, but the most terrible is your curiosity about new things backward, embrace the backward technology, and the needs of emerging human capture, this is really terrible subversion behind the biggest crisis.

A reverence for the traditional industry

I think as an earlier batch of Internet industry people, I see that people in fact in a very long time there is indeed a little illusion: that we should represent the new economy, we have to change, to create a lot of things that have not happened in the past. But over time, and when you really know so many hundred years old shop development ups and downs, I actually more and more to many traditional industries in awe.

I talked to the chairman of MA, peace in the financial field today, the Internet industry, as well as the attempt to innovate to let me very much admire. Peace has the courage and ability to challenge your past. Of course, many other financial institutions have also done very, very bold and confident attempts to embrace the internet and move the Internet. This makes me very admire.

Back to the smallest value chain

Today in the mobile internet era, we also face this question: Who in the world have you created what value? The value here is not a rush to speculate on how much change it will bring to the future, but to live to subvert everything in the past and create a new era. It's too early to think about it. You answer, people usually spend money on the purse, and then take out a bank card, or take cash ... Go back to all the details and realize what you can do with your cell phone. Facing the age of mobile internet, especially the era of mobile payment, everything should be returned to the smallest value chain of detail and present.

Under the concept of mobile life and future life, there is a very interesting little phenomenon in Hangzhou. In some parks in Hangzhou, many people on the side sell mineral water to those who do morning exercises and run. Then the vendors used Alipay to collect money, because runners usually don't bring their wallets, but they take their phones with them. All these needs, in many places, are actually happening. Including many of the morning selling fried dough sticks, selling dumplings breakfast stalls, many vendors do not want to collect money, so he hung a two-dimensional code out, said that pay treasure scan can pay two yuan, took something to go.

A lot of this change under this tide is a little bit of growth, I think this is actually the most vitality of the future life of a beginning.

The skin of the new economy and the clinging of the old economy

The so-called old economy, or the new economy, if the new economy does not understand the nature of the old industry, that the Internet seems to be able to subvert and destroy everything, I think it is very terrible. For example, small micro-gold clothes now do finance, we are in the financial industry to provide services, thinking about how to create value for them. But we have to recognize that finance has its own essential characteristics: risk, credit, data and a set of systems.

Similarly, if the old industry believes that the best is in the past, are in the previous, many things are not reliable, such as what song after 00, what to wear clothes, it is also the most terrible-do not cling to your traditional set.

Don't be so eager to put on the skin of a new economy, or pretend to see nothing in the old economy. (Munan)