Private borrowing and financing chain tightening illegal fund-raising rise

The private lending capital chain tightens. This reporter Li Yilin zhejiang report "In the end is the normal enterprise financing is involved, or there is a fund-raising fraud, currently not easy to say."　　"January 25, the Wenzhou Law and politics system, a related person revealed.　　The party Zhou Guangyu has been arrested for Zhou Guangyu illegal fund-raising involving public officials.　　According to local sources, Wenzhou Zhou Guangyu involved in the amount reached more than 200 million yuan.　　At the beginning of the year, illegal fund-raising began to be concentrated, showing the current economic restructuring situation, the capital market in the context of tightening policy, corporate finance and private lending capital chain tension.　　However, illegal fund-raising raises Rome Rome.　　"Guangyu-style" cracking about the Zhou Guangyu case, the reporter learned from the core, week's lending cycle path is roughly the same: mergers and acquisitions-loan-usury-financing chain cracking, and the chain of financing chains from the beginning of the 2008 crisis on the eve of May.　　The Zhou Guangyu incident reflects the financing ecology of the Enterprise after the crisis, the monetary policy from loose to tight.　　Zhou Guangyu, Yongjia Town of the head of the city of the village, the crime of illegal absorption of public deposits on February 2, 2010 by the Longwan Public Security Bureau for investigation, May 4 by the Longwan District People's Procuratorate approved the arrest, the same year June 2 was to raise money fraud crime case and investigation, up to now the amount of over 280 million yuan.　　"Creditors are involved in dozens of people," a person familiar with the matter said, the Zhou Guangyu case was one of the largest and largest fraud cases in Longwan since the establishment of the area.　　May 2008, only 8 million Yuan Zhou Guangyu to other people to borrow 50 million yuan, high interest loans of 60 million yuan, bought Wenzhou Golden Pigeon Food Packaging Co., Ltd. 100% of the equity. People familiar with the matter said that the week in the acquisition of corporate equity, while the desire to aspire to the industrial sector expansion.　　Zhou Guangyu will change the company name changed more "Wenzhou Yu Chen Industrial Co., Ltd.", want to do a big fight. However, the 2009 industrial sector is not a difficult business.　　After that, Zhou had to call for help in the original "Brothers Circle".　　In order to repay the loan, Zhou Guangyu began the high interest range, according to people familiar with the matter, the highest even reached the monthly 1 cents, a total of 280 million yuan in debt.　　However, 2010 years, under the trend of monetary policy "tightening", the private enterprises were first squeezed, Zhou Guangyu Enterprises also entered a comprehensive paralysis state. "Later, basically all his energy was put into borrowing money."　　"Dun tide waves attack, Zhou Guangyu only repay some principal and interest, the remaining 140 million yuan has been unable to repay." March 10, 2010, Zhou Guangyu was arrested in Wuhan by police.　　Until May 4, Zhejiang province Wenzhou Longwan District procuratorate for illegal absorption of public deposits crime will Zhou Guangyu approved the arrest.　　Zhou Guangyu became one of the first people to fall in the economic restructuring. "Regardless of borrowing, or operating enterprises, the eventual closure of the basic similarity, are the usury of the financing chain roll down." "Lishui InspectionOne of the prosecutors in charge of the illegal fund-raising case concluded that.　　"Illegal fund-raising" intensive Taizhou Public Security Bureau, a case police said, since the third quarter of last year, received on the illegal fund-raising cases in the gradual increase, including some can not file the consultation, the number is roughly 30% higher than the same period last year. Not only Taizhou, Wenzhou, Yiwu region because of borrowing caused disputes, the court system statistics also showed an increasing trend.　　Taking the Yiwu area as an example, according to court-related investigators, the number of cases has increased by 10% since December.　　At the beginning of the end of the year, but also the institutions of funds to withdraw time, but also a lot of credit chain broke the creditor "run" cases did not fall into the political system. The surrounding industry feedback to reporters that the information shows that within half a month, "with money" out of the incident less than 5. The reporter contacted Wenzhou investment consultancy company Chen Surname in charge, he does not admit oneself "carry money to run". On the phone, he told reporters, "for three years, this year because there are 8 million of enterprises to borrow into ' bad debts ', the market and temporarily borrow money, temporary avoidance." "Now the loan has to be queued and the interest rate is up 70%, and the bank will respond to me at least until 4 to May." Hao, a public institution employee in Zhejiang Province, said he was prepared to mortgage the bank's property to three full, and his name also has a relatively substantial deposit. "I am a good customer of the bank even so, corporate finance is conceivable." Hao told reporters that his loan was ready to lend to a business owner friend. He thought the friend was more reputable and had been borrowing from the previous period.　　But borrowing rates have been raised from 1 points a year ago to 2 monthly.　　and the private and formal financial funds from the annual credit regulation, integration has been more closely. "This is mainly a result of bank-store propulsion. "A joint-stock bank loan business owner analysis that. The capital market is like a container, and the banking system is like a pump.　　However, after several rounds of bank deposit reserve ratio are raised, it is one of the results to transfer to the evaluation level of bank operating index. "The bank interest income cannot keep up with the pace of the CPI rise, do not lend, I can not afford to buy this House, the stock market is not profitable, what do you say the money should do?"　　"A public institution personage Bablin sighs way. The weakening of that will is a common phenomenon. Since the third quarter of last year, bank system deposits have been fighting.　　In addition to the more common pull deposit back point, it is directly from the investment institutions short-term range of filling in the quarter or monthly savings ratio indicators. Graphics MEL