Procedures cumbersome Super net silver field encounter cold
Source: Internet
Author: User
Nanjing is not among the first online cities, as soon as October can be used August 30, many net silver customers look forward to the second generation of central bank payment system-"Super net Silver" in some areas officially online, Nanjing is not on the first line of the city, Nanjing is expected to be the fastest October to use the "Super Net Silver" service. In addition, according to the reporter understand, "Super net Silver" currently open bank is not many, service function is also not perfect. Status: 4 First online a bank industry Personage said to the reporter yesterday, Beijing, Tianjin, Guangzhou, Shenzhen become the first line of Super Net Silver City, future this scope will expand gradually. In mid-October, there will be 10 cities including Shanghai, Changsha, Hangzhou, Nanjing and so on, which will be extended to other cities in mid-November. "Nanjing Local Bank is testing, the official line may be to October," a joint-stock Bank of the people told reporters. According to the introduction, "Super Net Silver" will be opened in the early days of real-time trans-bank transfer and cross-bank account inquiries and other functions. The first batch of 14 banks received the central bank acceptance, and 6 banks have passed the full business function acceptance. Simply put, "super net Silver" on the one hand can log in a bank of the net bank can inquire all of their online banking accounts, on the other hand, also realize the 24-hour transfer of real-time transfer function, greatly improve the customer bank funds transfer speed. At the same time, can realize the current payment system is unable to achieve the cross-line deduction, Third-party payments and other functions. Experience: Procedures cumbersome some users yesterday to try the Super network silver feeling is: The contract process twists and turns, cross-row query without fruit. The reporter tried to log on to an online bank and found that there was already a "he Bank account Service" option on its page. However, the current option contains only the "his Row account query" option. In addition, a netizen said, according to the Super Net Silver system prompts to operate, but often there will be operation error feedback, "Many banks have not access to the system, transfer function has not been fully realized." According to the industry, in the Super Net Silver Line at the beginning of the system, in the stability of the consideration of the relevant functions are being perfected, and soon customers can enjoy the inquiry of all their online bank accounts and Trans-line transfer real-time to account functions. However, these two functions are not open to all bank customers. Reporter learned that the public if you want to through a bank network of banks to inquire about their other bank accounts, need to sign up to the bank network, such as sign up to ICBC net Silver Inquiry Bank account, the need to go to the CCB network for the signing of the relevant agreement, after the bank can inquire about its account in the In addition, the current account can only query the balance, details can not be queried. However, through the "Super Net Silver" Trans-bank transfer is not required to sign up to the banks, even if the transfer to the account is not signed, you can transfer funds, and realize real-time to the account. Fee: No conclusion "super Net Silver" has greatly accelerated the speed of online bank transfer, but its cost is not yet a unified statement. A banker said that at the beginning of the Super net Silver, there is a charge for cross bank transfers, but other items may not be charged for the time being. At present, each bank's fee standards are not the same, can only take the implementation of each household standards, to maintain the status quo unchanged. According to the reporter understands, at present each bank to the net Silver project charges the standard to have the big difference, only the online bank with the city across the line transfer 10,000 yuan for example, Societe Generale free, the rapid transfer is 3 yuan/pen, the ordinary transfer is 2 yuan/pen, and ICBC electronic bank across the line of remittance costs as high as 45 yuan. The future "Super Net Silver" in the billing may be in accordance with the "one-way pricing" mode, that is, if the consumer will be 10,000 yuan from the Merchants Bank to ICBC, then charge a fee of 2 yuan, the transfer from ICBC to CMB, then charge 45 yuan. Express Reporter Temporary
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