Progress to take a down payment can be in charge of hoarding land

Center hit the property market regulation "first fist" effect how to also see local government executive power China real estate research vice president Gu days ago, Ministry of Finance, Ministry of Land and other five ministries and committees issued "on further strengthening land transfer revenue and expenditure management notice", the future in the land transfer, developers take a down payment not less　　In principle, the period of payment of the whole price is not more than 1 years, and the arrears of land shall not be involved in new land transfer transactions.　　I think that this is the implementation of the "country Four" of the "first fist", in order to improve land supply and use efficiency, the sword refers to developers hoarding land, the government levy the use of land income irregularities and other phenomena, and further improve the land bidding system.　　At present, in the process of land bidding and hanging, some places require developers to pay a one-time payment of land, but many developers photographed land, can not pay the land in time, in the way of installment, a number of the first payment is generally only 20%-30%, until the full payment of some even dragged two years. Therefore, the progressive developers to take the first payment ratio, the provisions in principle a year, on the one hand, in favor of the government as soon as possible to return land income funds, to make up for the lack of investment in housing funds and other deficiencies; On the other hand, raise the developers to enter the land market, guide developers　　Also helps to reduce the hoarding phenomenon. However, the impact of the policy on developers is different.　　The property market is hot this year, developers have a large number of funds, the financial strength of the developers, the policy on their form is not pressure, and the strength of small, funds are still nervous developers, in the face of the competition in the immediate pressure will increase.　　Strict implementation of this policy, is conducive to increasing the concentration of real estate industry, real estate development business will be more and more powerful developers tilt to help improve the quality of housing products, to avoid the emergence of uncompleted buildings, thereby reducing financial risk. When the effect of the policy spread to the entire property market, may prompt developers to speed up the hands of real estate opening and sales, speed up the withdrawal of funds, increase the strength of enterprises to take.　　Thus, over the next period of time, the reluctant phenomenon will be reduced, the market will increase the supply of housing. Since the second half of this year, some urban housing prices have risen too fast, "four" has been clear to its "containment" tone. I expect housing prices to stabilize in the middle of next year. It's still on the way up, but it's going to weaken.　　With the government to increase the amount of new land supply and vigorously revitalize the stock of land, to increase the market of ordinary commercial housing supply and investment demand for effective suppression, I believe that prices will be smooth down. It needs to be exaggerated that good policies need to be implemented. China's property market regulation does not lack the policy, but lacks the execution strength. This requires local government to resolve, with a heavy fist, the land on the topic as soon as possible to the land has been approved to develop capacity, the illegal hoarding to more stringent law enforcement. In the real estate loan must strictly carry out two sets of mortgage policy, in the concrete implementation, must carefully distinguish between the improvement sexual demand and the investment demand, earnestly achieves supports and suppresses two suitable.